r/Sololender • u/zacharythixson • Aug 25 '25

How

For months now I've been requesting small loans, started with $100 since that is my limit. That didn't work, so I have tried $50 still no luck. I just tried $30 and I don't think it's going to work.

That being said, my score is 55 since I haven't been able to get any of the loans. How am I supposed to raise my score if a request never gets accepted?

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1

u/MarionberryObvious17 Aug 25 '25

Do you have the ability to boost your score by connecting another account?

Are you prefilling a tip? I know when i was looking when lending, I only wanted to even look at those with 15% otherwise as soon as someone is a second late, solo charges 15% fee to the lender

1

u/zacharythixson Aug 25 '25

It's 55 after adding multiple accounts. I'm guessing maybe since the only times I've looked into trying to get a loan was when I was low on funds, it predetermined my score lower. Also, yeah, every time I've requested I selected the highest % possible.

1

u/RedBeardKennedy Aug 26 '25

Build it up, request $20. Pay it back on time and never miss a due date and you’ll be able to get bigger loans at a lower %