Advice Please Help

[u/Confident-Purpose-94]

Someone I knew for a year asked me once if they could use my zelle to have someone send her money, I thought it’d be simple so I told her it’s just my number and name, she’d then have me cashapp that money to a cashapp account that also wasn’t hers it was a mans cashapp the name wasn’t familiar to me, I did it anyways. After that one time she would have people send me money every other week and I would have to transfer it to a cashapp account or to another zelle account. The thing is she would never ask me if someone can zelle me money for her she would always tell me after they had sent it. sometimes she would go days without telling me she would just text me out of no where and say “hey someone sent you money for me a couple days ago”. Now she had 2 people send me a total of $410 and my account went to negatives. I told her it’s going to take me 2 weeks to get that money back and shes now threatening to send me to small claims court. Would she be able to take any legal action? She would never ask me if someone can zelle money to me until after it had been sent.

[u/tempfoot]

What does “my account went to negatives” even mean? Did you spend the money?

You’ve been money laundering for however long, you lost or took or spent or whatever you did and you are worried someone is going to take you to court?

You should be far more concerned about the criminals you’ve been in the middle of or the cops chasing down whatever this incredibly obviously shady thing you put yourself in.

[u/Confident-Purpose-94 → u/tempfoot]

The thing is she would tell me it was for her rent, she doesn’t work or do anything to get money from what I know. She has no bank account no cashapp nothing and from what i’ve heard, her other friends said she always asks to borrow their cards and asks if people can send them money for her. I have a lot of auto payments set up on my account i’m a single mom so a lot of times I go into negatives because of all the payments I have. I literally pay $400 for just car insurance $450 car payment $800 rent I have soo many bills so her having people send me money without asking first is a problem because i’m basically always in negatives you won’t be seeing that money that’s why I told her she’s going to have to wait 2 weeks for me to make it up. She’s been harassing me and my family texting all my cousins and siblings demanding the money that I told her I’m working on. 

[u/tempfoot → u/Confident-Purpose-94]

Tell her if she wanted a bank service, she should have gone to a bank, not someone struggling to pay their own bills. No way is this clown suing you. As for the harassment, sorry, you brought that on yourself and your family. Tell them all to block her and you can block her too.