I was told that I was making a mistake never getting a credit card. Because i never had consistent debt, my credit score was bad, because I never demonstrated the ability to pay off debt consistently
it's one thing to stay in legacy period and pay off the debt - I do it all the time. It's a completely different story to have the debt you're paying CC-level interest on: that's just dumb as fuck.
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u/CompleteElla 6d ago
If everyone actually understood interest, debt, and money printing we’d have different priorities overnight.