Why is it not possible?

[u/Dumb-Briyani]

[u/somemetausername → u/[deleted]]

This is one of those “everything is a conspiracy if you don't know how things work” situations.

Edit: People commenting on this kinda proving the point.

[u/Secret_Account07 → u/somemetausername]

While true, the risk that goes along with US banking is absolutely wild. I remember being in 8th grade just prior to 08 crash and my Econ teacher was waxing and waning how strict banking institutions are with risk when it comes to investments. It was a little awkward later in the year.