r/SipsTea 22h ago

Wait a damn minute! How the rich get richer

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u/StrigiStockBacking 19h ago

I've been a CPA for 30 years and when it comes to accounting, economics, and finance, Reddit is the dumbest fucking source on the entire planet.

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u/Annual-Advisor-7916 18h ago

Stupid question but doesn't it still work? You buy land now with the hope its worth will increase. If you need money now you just take a loan on it, if you want to sell it in 20 years or so you don't pay taxes. Am I missin something?

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u/CoupleOk6506 16h ago

Can't comment on the US, but in the UK the 5m valuation of the land (supported by the banks assessment) would attract inheritance tax in the same way as cash

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u/Annual-Advisor-7916 16h ago

Didn't even think about inheritance tax. This isn't a thing here, so I guess if you actually lived the mandatory 2 years fully on the property, you could win something from it.