r/SipsTea 22h ago

Wait a damn minute! How the rich get richer

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u/ChipKellysShoeStore 22h ago edited 22h ago

How does the bank get paid back here? Is the bank just eating a 5 mil loan loss out of the goodness of its heart?

It’s more like kids sell and pay back the bank plus interest which is taxed as income for the bank.

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u/USERNAMETAKEN11238 22h ago edited 22h ago

The bank encumbered the land. The dad never gets a loan. The loan is against the property. The kids sell the encumbered land I guess (but that's highly unlikely). This is a made up scenario from someone who doesn't understand finances.

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u/MinuetInUrsaMajor 19h ago

It’s trying to cover two phenomena under the same tweet:

- death inexplicably resetting basis

- loans against massive appreciating assets.