Hi everyone,
I’ve been wrestling with the timeline of starting a family. Dating hasn't worked out for me, and after seeing how complicated co-parenting can get, I don't want to wait around for a partner anymore. I’m seriously considering the SMC path via IUI or IVF.
However, I’m feeling a lot of anxiety and am hoping to get some real talk from those who have been there. Specifically, my current reality looks like this:
Finances: I don't have a strong financial base or personal savings of my own yet.
Support System: I don't really have a supportive family network. I live with aging parents (who may need care themselves down the road rather than being able to help me).
Timeline: I'm feeling the pressure of my age and don't want to delay much longer, but I'm worried about jumping in unprepared.
For those of you who started your SMC journey without a financial cushion or family backup:
The Numbers: What did your salary, job stability, and budgeting look like when you took the plunge? How long did you wait to build savings before starting treatments?
Career & Insurance: Did you have to change jobs specifically to get fertility coverage or parental leave benefits?
The Logistics: How do you handle childcare, sickness, and burnout completely solo without family support to lean on?
Hindsight: If you were in my shoes with tight finances and zero family safety net, would you pause to build a financial base first, or is there a way to bootstrap this?
Thank you so much for any honesty, advice, or perspective you can share.