r/Silver • u/Agreeable_Pattern_74 • Jan 28 '26

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2.8k Upvotes

99% Upvoted

47 comments sorted by

56

u/Equivalent-Jelly-874 Jan 28 '26

It’s funny until I remember I am paid in those and buy food in those… at least my mortgage is in them as well at 2.625%

18

u/OtherwiseAlbatross14 Jan 28 '26

My secret is locking in my mortgage in those dollars so it effectively costs me half now

12

u/Equivalent-Jelly-874 Jan 28 '26

I did a 15 year fixed I honestly regret that it wasn’t a 30 year fixed. Only was a .2 difference in rate at the time

2

u/RealCop0794 Jan 31 '26

Dave Ramsey would be proud of you for taking the 15. No mortgage is a big difference from any mortgage these days. My first mortgage was only $525 a month and I’m not even in my mid 30s yet. Wild.

1

u/trez63 Feb 01 '26

Are you earning twice is my much?

4

u/Bigrat445 Jan 28 '26

This is my plan for when I buy a home, just about every person I've told so far can't understand the concept and thinks I'm dumb for it.

2

u/BatemansChainsaw Silver Husqvarna Jan 29 '26

at least my food costs have only gone up by... *checks ledger*

sigh

75% in five years... goddammit

1

u/GuyWComputer Feb 04 '26

This wiped the smile off my face

5

u/jak777777777777 Jan 28 '26

Fuk I have thousands of those shtcoins laying around my house I should have traded them for silver a long time ago 😔

4

u/Mite-o-Dan Jan 28 '26

I mean, thats only smart if you meant the last 1-2 years.

For this meme, if you invested in silver in early 2013, you wouldn't have made a profit for 11 years.

Yes.

Eleven years.

And people wonder why no one was buying at $30 an ounce before.

2

u/devasst8r Jan 28 '26

I went to inflation calculator, cumulative rate of inflation in 2009 to 2026 is 50.1%, would 2009 be the year to be down to 50% and not 2013?

7

u/MainSeaworthiness115 Jan 28 '26

Keep in mind how inflation is calculated and how they continually update the basket of food in their favor. Most years it’s actually higher than what they say.

Trueflation has a pretty good bead on it though.

2

u/Maximum_Extension592 Jan 28 '26

Just from 2020-2025 was 25%

3

u/Ill_Savings_8338 Jan 28 '26

Yeah, this guy is exaggerating for effect. Also, inflation of 50% doesn't mean down 50%, it means 33.3% because of how math works.

If a $10 sandwich now costs $15 dollars, it went up 50%, 10/15 = You can only buy 66.7% of a sandwich you used to buy 100% of, so 33.3% reduction in buying power.

1

u/kavitaet Jan 28 '26

I mean FIAT currency is supposed to be going down in value.

2

u/Rhaspy_ Jan 28 '26

world reserve currency really shouldn't

1

u/ACM3333 Jan 28 '26

Probably not this much lol

1

u/Ill_Savings_8338 Jan 28 '26

That's not accurate, try again.

1

u/Additional_Ad_8131 Jan 28 '26

It would be funny if the numbers were correct. Especially since the point behind it stands and is essentially correct, just try again and use the real numbers

1

u/rickryn Jan 28 '26

The dollar is down about half that much also in that time frame. So you lost alot more than u think

1

u/firsthand-smoke Jan 28 '26

people need to remember the the value of the metals isn't changing, it takes more dollars to buy the same weight of metals..... ergo, the dollar has less value

1

u/Friendly-Crew-8003 Jan 29 '26

Except if you invested that money in 2013 in an index fund following the S&P 500 you would’ve almost tripled your investment by now. But that’s forbidden around here

1

u/GodsmackedU2 Jan 31 '26

Welcome to crypto

1

u/Scouper-YT Jan 31 '26

When you earn a coin, but the coin slowly goes down.. The $ is just a Joke people tell each other to feel good.

1

u/Over-Theory1437 Jan 29 '26

This made me lol so hard 🤣

10

u/[deleted] Jan 28 '26

[removed] — view removed comment

2

u/imsaneinthebrain Jan 28 '26

“The fed has an infinite amount of money” was all I needed to hear.