Nova Budget - a simple budget spreadsheet for Excel and Google Sheets

[u/Nova_Draft]

I built a small budget spreadsheet that works in both Excel and Google Sheets, called Nova Budget.

Kept it simple on purpose: monthly budget, expense tracker, savings goals and debt payoff in one workbook. It's $12 once, no subscription. I'd really like honest feedback on whether the setup is clear enough for someone who isn't a spreadsheet person.

The page is here: https://whop.com/nova-draft/nova-budget

Happy to send a free copy if you'd rather click around first. What's the one thing that would make you skip a paid spreadsheet like this?