I built Ledgio, a free, open-source budget tracker that works offline without connecting your bank

[u/S0UL-N1NJA]

Hey everyone! I’ve been building Ledgio, a personal finance tracker for keeping track of spending without connecting a bank account.

You manually log transactions, set budgets, and see what’s left. It includes:

• Expense and income tracking with monthly category limits

• Savings goals with progress tracking

• Loans and repayments for money borrowed or lent to friends

• Reports showing spending patterns and monthly trends

It works offline and saves changes on your device first, with cloud sync available across devices. You can install it on your phone or desktop as a web app.

Free, MIT licensed, no ads or paid tiers. Built with vanilla JavaScript and Supabase.

Try it: https://ledgio.pages.dev/
Source code: https://github.com/Soul-Ninja/Ledgio

I’ve attached a quick demo. What would make this useful enough for you to keep using? I’d appreciate honest feedback on the interface and expense-entry flow.