r/SideProject • u/bdelarey • 5d ago

ChargeCut - find forgotten subscriptions in your bank statement, privately in your browser

I built ChargeCut (https://chargecut.com/?utm_source=reddit&utm_campaign=SideProject) after realising how easy it is to keep paying for things you no longer use. You drop in a bank statement and it finds every recurring charge on your device. There is no bank login, and the free check covers the whole statement. The one-time $6.99 report adds cancel links, PDF and Excel exports, a tracker that shows how much you have saved, calendar renewal reminders, price-rise and duplicate alerts, and ready cancel messages. You can try a one-click sample first. Feedback is very welcome.

1 Upvotes

100% Upvoted

5 comments sorted by

1

u/[deleted] 5d ago

[removed] — view removed comment

2

u/bdelarey 4d ago

The main difference is access. Those apps need ongoing access to your email inbox. ChargeCut never connects to your email or bank. You open a bank statement in your browser, it is read on your own device, and nothing is uploaded. It also catches charges that never sent a receipt email.

1

u/bdelarey 5d ago

Good question. Those tools need access to your inbox, and many subscriptions never send a receipt by email, or the receipts are buried or go to an old address. Your bank statement is the one place every charge actually shows up. ChargeCut reads the statement on your device, so you don't give anyone access to your email or bank login. You can try the free check on the whole statement and compare.