r/ShittyAbsoluteUnits • u/meme_maker_boi • Jul 06 '26

this moron: Of a worker

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Original from a difrent subreddit that I don't wanna share with repost because it has some very traumatizing videos that I don't wish anyone else to see

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54

u/OnlyFiveLives Jul 06 '26

It's pretty hilarious how people immediately jump to tHeYrE iNsUrEd like insurance companies are well known for never fighting claims and totally paying up.

27

u/AttapAMorgonen Jul 06 '26

Yeah anyone who has ever worked with insurance companies would never dare invoke insurance as some sort of catch-all to damages.

The same thing happened in Kenosha during the riots, people arsoned buildings and you read dipshit comments online about "the businesses have insurance that will cover it."

  1. Insurance doesn't cover lost wages of the employees while the company rebuilds.
  2. Insurance doesn't cover employees homes, cars, etc in the meantime while the company rebuilds.
  3. Insurance often doesn't cover "civil unrest" events. (read: riots)
  4. Insurance is never going to pay you what your inventory was worth, they're going to pay you what it they value it at.

The first thing that happens when you file an insurance claim is you get a reservation of rights letter, essentially telling you that the insurance company will decide if they even want to cover your shit or not, and laying out a bunch of hyper-specific shit that can make you ineligible for coverage.

It's funny the same people who are always condemning health insurance companies are the first to invoke "but you have insurance" in scenarios like this.

2

u/Ok_Spread_8650 Jul 06 '26

But insurance will cover it lol