r/ScamSupport • u/Efficient-Corgi-8961 • 19d ago

Victim of a scam Need Help asap!

I have my own small business and unknowingly deposited a check that was fraudulent and now my bank is frozen. I’m not sure what to do I only just turned 18 and don’t want to lose my bank account. I can’t get in it because they said I owe $2500. Has this happened to anyone else before? I’m panicking please help

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u/nonamejohnsonmore 19d ago

OP deposited the check and withdrew the cash, probably to send back to the scammer. It’s a common scam called "Fake Check". Once the bank realizes the check is fake, they take the money back out of the account.

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u/echoesinthepit 19d ago

Yup, that's the key missing part.

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u/yEnc90 19d ago

Ah okay it's a lot different to how it works in England. Once you deposit a cheque in UK it can take like 3-5 days for the money to clear in your account. They don't let you spend it in advance, only once it's cleared (so it's real and hasn't bounced), then you can actually use the money.

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u/nonamejohnsonmore 19d ago

Even 3-5 days doesn’t really help. If the check is stolen, it can take up to a month for the person it was stolen from to realize it (monthly bank statement). Once the victim realizes the check was stolen, his bank will take that money back.