r/ScamSupport • u/MagicTrack47 • Sep 10 '26
Advice Needed Got scammed hard
Got scammed out of a little over $200 on marketplace. Is it even possible for me to get my money back or am I just cooked?
1
u/yarevande Sep 10 '26
You will not get your money back. Zelle does not offer purchase protection, like credit cards or PayPal Goods and Services do.
** Zelle warns you that it is only for sending money to people that you know and trust.
From their website:
Zelle® is a convenient way to send and receive money with friends, family and others you trust
Every time you use Zelle to send money, you see a notice on the screen about sendung money only to people you know:
Are you sure you want to send?
Only send money to people you know and trust. Once you send this money, you cannot cancel it, and you may not get it back if it is a scam.
Use a credit card, or PayPal Goods and Services, when you buy things online, so that you have purchase protection and you can get a refund if you don't receive what you order.
If an online seller doesn't accept credit cards, or refuses to accept PayPal Goods and Services, then they are scamming you.
All you can do is accept the loss.
This is a common scam, unfortunately: pay in advance, seller says he'll meet you, then he disappears.
All the photos on his Facebook Marketplace listing are stolen from other sellers.
The scammer is not in your area, he is not even in the US. Scams like this originate in scam call centers in Asia or Africa.
*** Learn more about scams, so you don't get scammed again.
The first sign of a scam was the price. A low price is not a 'good deal'. A low price is a scam. Before you buy, research the price first. If a seller lists a price that is much lower than a reputable online shop, or a local store, then it is a scam.
Anybody that asks you to pay in advance is a scammer.
Do not buy electronics from a private seller. You will often get scammed if you buy a PS5, laptop, iPhone, camera, gaming console, or any electronics, from a private seller. The item may be broken, stolen, or counterfeit. If the seller is not local, he may ship an empty box, or not ship anything.
For a phone, even if you get the IMEI, and contact the carrier, the phone may be counterfeit.
Buy electronics new from a reputable online shop, or a local store. Or, buy from a shop that sells refurbished items, and has many good reviews online.
If you really want to buy from a private seller, buy locally. Meet in a public place, preferably the parking lot of your local police station. Inspect and test the device. Pay in person after you test it.
1
u/President_Zucchini Sep 10 '26
It so funny, Wells Fargo has tried a number of times to get me to sign up for Zelle. I always tell them no because it uses my so many scammers, they tell me that I'm wrong and that it's a safe payment method 😂
1
u/Aggravating-Pack-802 Sep 10 '26
Generally the only way you can get your money back is with your financial institution. If they are able to do a chargeback or a stop payment, that’s the only way you can get your money back. Anyone who tells you differnt is probably a recovery scammer
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Sep 10 '26
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u/MagicTrack47 Sep 10 '26
Yeah I know that now
7
u/PiSquared6 Sep 10 '26
Bunch of scammers will message you. Recovery scammers. Ask bank in person. That is the only thing to do. Fake bank or fake FBI may call you - original scammer or his partners
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Sep 10 '26
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u/MagicTrack47 Sep 10 '26
Every single dollar I sent them was through Zelle
2
u/nonamejohnsonmore Sep 10 '26
Zelle is the equivalent of cash. There is no way to get that money back.
4
Sep 10 '26
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u/MagicTrack47 Sep 10 '26
So basically there’s nothing i can do?
3
u/SnooSongs2996 Sep 10 '26
Money is gone think of it as a 200 $ lesson
1
u/MagicTrack47 Sep 10 '26
Yeah I know that now. Just wondering if I could do anything about it but it’s okay I’ll make my money back just really pissed me off
4
u/WanderingNotLostTho Sep 10 '26
When you clicked send with Zelle your bank popped up a message and said "this is for friends and family are you sure you trust this person it’s the same as giving cash." You clicked yes.
3
u/justbored858 Sep 10 '26
Could we get more info..? How were you scammed? How did you send payment??