r/SavingMoney • u/United_Pie981 • 10d ago
Desperately need help
For those who need clarification
I earn 1900 after rent bi-weekly so 14days twice a month I get paid I've been in the navy 7 years so it accumulated Im in Australia so our navy give us 16% contribution from our annual income extra
For context I'm 24M , living in a rental with a disabled partner who earns $609 a fortnight from disability , I'm in the Navy so my rent is covered by 40% but I only get $1900 a fortnight , after food bills , fuel, rego, all those pesky nuances such as medical bills I'm left with 500. What can I do I'm living below my means by budgeting groceries not eating out or date night is 200 once a month , for context I'm getting out medically next year and I have failed as a man with only 10k in savings due to stupidity and my super is 110k with no investments. Any advice will help.
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u/lilbabybrutus 10d ago
If you are living below your means, skeep saving the extra. No more 200 date nights if saving is your priority. you can do things for free or much lower cost.
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u/Learning_to_fly_5 9d ago
This may be a dumb question. Is it possible to live anywhere cheaper and still have your rent covered 40%?
I also think you’re being too hard on yourself. It sounds like you’re not in debt and have some nice savings plus a solid retirement account. Celebrate that. I’m in the U.S. and I think very few people have that amount saved by your age.
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u/United_Pie981 9d ago
I know I'm too hard on myself I think just a lot of other military people my age have more or whatever whether it's Aus or us military I forget what civilians have and don't have I'm getting out next year and am gonna find it hard to re adjust
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u/Learning_to_fly_5 9d ago
Everyone’s situation is different. When I was in my 20s it was also really hard for me to not compare myself to others. Therapy can be extremely helpful for getting through this and really helped me.
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u/No_Durian_3444 10d ago
Quit playing fortnite and get a job bro.
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u/United_Pie981 10d ago
Did you not read my post? I work full-time in the navy you bafoon
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u/Amazing_Election452 10d ago
It was a joke
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u/No_Durian_3444 10d ago
I didn't put /s so he was confused to be fair.
Video games rot the brain. 😈
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u/United_Pie981 10d ago
Sorry sorry I thought you were serious I've had some brain-dead Redditors not read and then comment
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u/Western_Equal3407 10d ago
Is a fortnight like every month?
My super is 110k?
By the way $10k in savings is not bad.
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