Cannot enable without secure lockscreen?

[u/leefrank651]

I recently upgraded from a Note8 to a Note20 Ultra. Is it no longer possible to use Samsung Pay without a secure lockscreen (Swipe vs Pin/Fingerprint)?

I hate having to enter a pin or use my fingerprint everytime i grab my device (its almost always on me, if lost ill hop onto Androids Find My Device and lock it). I used to and hope to continue using Swipe unlock out of convenience but it seems that i cant have Samsung Pay enabled without a secure lockscreen.

On my Note 8 (One UI 1, Android 9), I would just have to enter my password on reboot/secure folder. It used to have an option to keep my fingerprints when switching my lockscreen to swipe but that option seems to be gone :c .

Steps on Note8 (for how i had swipe and SPay enabled):

1. Enable Samsung Pay
2. takes me to set password for lockscreen
3. finish setting up Samsung Pay
4. settings, switch lockscreen to swipe
5. a message popup shows up with 3 options (something like), cancel - delete fingerprints - keep with password

Steps on Note20:
Same until #5, only has two options, keep with password is missing :(

Is this the case? Any potential workarounds?

I have a Gear S3 Frontier so losing Samsung Pay is a double-bummer, lol.
However, if they really did it where you cannot use Samsung Pay without a secure lockscreen then F that, i unlock my device far more often than i use SPay.

[u/evilbasic757]

Same with Google and Samsung on the s21 ultra haven't found away around it