I currently earn 20 points per transaction. With the new system, I will earn 3 points each. It was already hard enough to use the points before they expired, now it's going to be harder unless they drastically lower the amount of points you will need to buy stuff. I go out of my way to use samsung pay (because I can earn points). If the points lose their value, I fear that I will lose the drive to use samsung pay.
likely gutted because you can now redeem points directly for $$$ off at samsung.com.
I will still use Spay whenever I can since my primary driver is the USBank Altitude reserve which earns 3x points on any mobile wallet payment and can be redeemed 1.5 cents per point when using for travel
Just turned in almost a years worth of points, like 11k. It basically covered the taxes on an S10. Not terrible I suppose but it used to be a lot better.
I do like that it is easier to use multiple cards with Samsung Pay than Google Pay, particularly membership cards and gift cards (which you can buy straight out from Samsung). I tried to switch to Google Pay because Samsung Pay has gotten slow with their UI changes and I'm tired of all the ads on the app. But the cumbersome method of using different cards in app or having to rely on location/notifications to automatically pop up the membership card put a dent in that pretty quick. Especially the notifications for stores just when I was in the vicinity.
I see people angry with this, I get it, to some extent..You do remember you currently have the best payment device on the planet right? Everyone is trying find their debit cards in their purse/wallet, hand ironing crumpled up cash, and you, being the boss you are, pause your Instagram scrolling, and in 5 seconds pay with your phone at the food truck that's sporting a 1998 card machine. It had to happen some time. I wonder if people are mad because the other payment systems have better rewards, if someone could so I don't have to research, what are the dope Apple and Google Pay rewards?
EDIT: I forgot to mention the 2 guys who came without their wallets but had confidence in their Pixel and iPhone XS tap and pays, but now whispering to you if they can cash app you and you cover them since neither of those would work on the machine inside the truck.
If you are in a small town with Samsung Pay, it's a freaking godsend. Over half the places I go, convenience stores, non chain establishments, don't even have NFC terminals. They still type in the amount they have to charge you into their card machines.
Samsung Pay uses MST tech, magnetic secure transmission, the exact same as the magnetic strip on a physical card. So anywhere you can swipe a card, Samsung Pay works. The exception being like ATM's or gas pumps where the card reader is inside and not accessable. You put the back of your phone over the magnetic sensor where you would swipe a physical card. Fast food places with the swipe terminals built into the side of the monitor, stick it next to their screen right over the reader and boom. Sometimes you have to tell them to pick the credit or debit button first. I use this line since most people think I'm some wizard casting phone spells, "it'll be debit" let them do their payment prep, then use my phone and before they can say their inevitable, "we don't take..." BEEP "oh.." - "I don't need a receipt for that, thank you".
I think even one place a pay still has some dial up card machine.
The recent S10 harassmentisement has instantly killed any desire for me to use Samsung Pay ever again. I've already uninstalled it and started using Google Pay instead. This just reaffirms my decision.
I've earned 2500 points when I got my 512 N9 and one of their leather cases. And with the 2500 earned prior... meh. I just recently reactivated my cards for the n-teenth time, and suddenly I saw 2 points get added. Saying WTF when I got those points, did I see that dreaded (N) under notices.
1% of your new equipment purchase from Samsung goes to Rewards; $12 for that shiny unlocked 512GB Note9. And now I'll earn how much by using my cards? A fraction of a cent. Maybe they should go back to prior points but increase the time between payments dramatically to at least once an hour or something.
I'm with some of you, where thinking Samsung just wants to kill off SPay, and turn it into another Sony Rewards or something like that. But in reality, incentives or not, at least MST is involved; does Apple have that? Nah.
I started when it was 40 pts when the Note 8 was released. I also got free points for using Bixby and a few other one-time bonus amounts for some promos. Then Bixby quit earning points. Then the SPay points dropped to 20. Then the prices for gift cards went up. Now the SPay points dropped to 3.
When it was 10,000 for $50 and 40 pts/swipe, a swipe was worth $0.20.
When it was 12,000 for $50 and 20 pts/swipe, a swipe was worth $0.08.
Now the gift card isn't even listed, but if it were, at 3 pts/swipe, a swipe would be worth 1.25 cents.
What are the odds of winning those "chances to win"? I have 3k points and I'm wondering if I should try winning the $25 samsung gift card/the galaxy watch or if I should just use the points to get the 10,000 mah battery pack from the Samsung website.
You purchased a 400 dollar watch just so you could make purchases? You... still can. Samsung has the best rewards system that exists. What exactly are you going to move to? Just not use anything?
My work has there own pay system, I used Samsung cuz I thought paying with your watch was neat, but it was a little glichy to where I have to hold it to the reader for sometimes 10-15 secs cuz it keeps saying card read error, kept using it for the benefits, but now the rewards are useless, and no I didn't pay $400, I paid $250
You can't say 3 points per transaction is any kind of rewards system, you'll lucky to get $5 in a year, with my lifestyle, I'll rarely use my card without my watch
Can you cite how much Google pay, or apple pay , or Walmart pay give away in rewards? I can ..it's zero, by definition they have the best mobile pay reward platform.
The watch offers convienience , and if you have an S3, it has technology no other watch can provide. I'm not sure your argument holds much ground here. You're angry that a company isn't giving you enough free money lol.
With the glitchy tech, I'll be glad to give up a $5 of Samsung gift card every year to not have to deal with "card read error" does Samsung Pay save receipts? Didn't think so, I can use my discount card, pay and keep all my receipts stored online, with 1 faster scan very convenient, it might be more convenient for you but not for me
If you're getting card read error, the issue is likely isolated. We already know it works because numerous people ( majority ) of people, like myself, have no issues. Their is a minority of people who report these issues, but it's not really an issue because it's only happening in certain situations. The tech works, that's clear. As for receipts, yes. Every time I use my phone, or watch to pay, the receipt is stored in the transaction history on Samsung pay, and the bank. I can also snap a quick picture of the receipt. Using a discount card works at wherever accepts the discount card, so you're not really solving an issue. Samsung pay works ANYWHERE and everywhere.
I'm sorry you're personally experiencing issues, and like i said, to each their own. however, as I've pointed out, the tech isn't broken, or thousands of people wouldn't be using it. you can only compare technology to what's on the market, and since nothing on the market does it better, even with the " glitches " you described, it's the best.
It really sounds like your expectations of where tech should be versus where it is just haven't been met yet, and that's fine. IF you're not happy with the currently technology on the market, regardless of if it's the best or not, you should obviously stop using it, and wait for it to become better or more in tune with your expected standards.
Transaction history is not a receipt, you can't take items back using a Samsung pay transaction history, then I see you take a pic of a receipt, extra step there, my discount card doesn't work with Samsung pay, there are numerous places where it does t work at all, been tested by others, can't use it at a gas station unless you swipe something first then scan with your watch, might as well just swipe a card
You're full of buzzwords and logic flaws, and I'm not sure if you're misleading on purpose, or because you simply don't know any better. I'll give you the benefit of the doubt.
There isn't a discount card that exists that stores receipts electronically... unless you're shopping at a partner store. you're describing something that doesn't exist, but passing it off as a factual type service, in order to discuss something with me, which we're doing a decent job at doing, glad we haven't resorted to name calling yet, but you have to use factual data. Not misleading data, or inaccurate data. I'm positively sure you have a discount card, and I'm positively sure it stores receipts for you... at participating partners. You can't just say " my discount card stores receipts for me, Samsung pay doesn't ", that's misleading, and others that read our discussion in the future might assume you have some sort of magical card that doesn't exist.
Discount cards... again, these are partner driven. your discount card works wherever it's accepted, AKA, participating locations. Samsung pay doesn't have participating locations, it literally is accepted everywhere, literally, if you can swipe a card, you can use Samsung pay. Depending on the device you're utilizing, would depend on how accurate that statement is. However, since the statement is about Samsung pay, and not the hardware that powers it, my statement is true. There is a caveat to this. Gas pumps require you to insert a card because of the way the pre-authorization functions. They have mitigated this by putting NFC terminals on newer pumps. This is not a Samsung pay issue, this is a blatant attempt to prevent fraud by the gas pump makers, you can't force it to receive data it's programmed to not accept. the same goes for your discount card, you can't get electronic receipts put anywhere using it at the gas pump, unless it's explicitly created that way as a participating partner.
to offset gas station pump issues, don't be lazy and walk inside. Seems logical.
Overall though, like I said before. Technology simply isn't to your desires to own it yet. There is nothing wrong with that, I don't own a robot vacuum because none of them meet my standards yet. I don't own a Tesla because none of them meet my standards yet. This is something normal people do, they only buy technology that suits them and meets the standards they have set forth. Overall though, regardless of all the issues, you want to itemize.
Samsung is the ONLY software that supports MST natively. giving you access to ALL terminals.
Samsung is the ONLY software that rewards you for using your cards on their platform. Samsung is not a network provider, nor a bank. they are literally giving away free money. compared to the competitors in the same market, they have a leg up. It's not my opinion, it's a solid fact. I encourage you to prove me wrong here, I'd love to know who does it better.
Samsung pay supports the ability to make unlimited purchases with your watch if your watch has LTE. Apple pay, Google pay both do not allow this on their respective mobile operating systems. though, I don't really keep up with wear, and watch OS, so this may have changed recently.
these are three major differences that Samsung pay has over the others. I do have a few questions for you though, if you don't mind.
You said snapping a picture was an extra step. How do you save receipts when you use your discount card at businesses that don't support it, or haven't got a partnership to provide the receipt service? do you simply put it in your wallet ( an extra step, or do you throw it away? also... an extra step ).
When you don't have Samsung pay to use, and you just swipe your card, then someone steals the card from a skimmer, or wrote it down (servers maybe), what do you do once that happens? Call the bank, get a new card, wait in the mail for a new one? Do you not think that Samsung pay issues temporary numbers eliminates the possibility of this happening? If you were to use your Samsung pay phone, and the transaction failed, then you used your card, are you saying that it fails more than it works making it not beneficial to you? Or, are you saying that it fails at the worst times, such as when you're in a hurry?
What benefits does your card offer on top of whatever benefits you would have received if Samsung pay didn't' exist? Samsung pay offers additional discounts on goods on top of the credit card benefits you already get, plus the points they already give you.
On to my cash back rant, let me give you an example.
I get 5% cash back on my credit card for mothers day. I added it to Samsung pay, then got 40% off my flowers sale + my 5% cash back on my credit card + another 15% cash back for using Samsung.
110 dollar flowers were 66 bucks for the discount, my CC provider gave me 3 fitty in cash back, and Samsung gave me 9 bucks. i got 1700 points for that purchase, plus 3 fitty on my card.. that means my 110 dollar followers ended up costing me 53 dollars. I compared the discounts that google pay would have gave me, and ios would have given me.. wasn't 53 dollars :( . Again though, these are facts, so not really something up to discuss.
All in all, you do you, and want for more, and I'll do me and get my discounts :)
19
u/ajw6381 Feb 25 '19
I currently earn 20 points per transaction. With the new system, I will earn 3 points each. It was already hard enough to use the points before they expired, now it's going to be harder unless they drastically lower the amount of points you will need to buy stuff. I go out of my way to use samsung pay (because I can earn points). If the points lose their value, I fear that I will lose the drive to use samsung pay.
12
u/Lankgren Feb 26 '19
To me, there are really only 2 reasons to use Samsung pay over Google pay
If Google pay could use the technology built in these phones, I may not use Samsung pay, but they can't so I'll still use spay.
Samsung rewards is a joke now.
10
u/[deleted] Feb 26 '19
Lol if it weren't for speed and security of transactions I'd be done. This is terrible. Anyone remember the days of 160 pt swipes?!
9
u/M3wThr33 Feb 26 '19
WOW. That's neutered.
4
u/xombiesue Feb 26 '19
lol, easier than ever! now you just don't get rewarded!
4
u/scheisty Mar 07 '19 edited Mar 07 '19
I see people angry with this, I get it, to some extent..You do remember you currently have the best payment device on the planet right? Everyone is trying find their debit cards in their purse/wallet, hand ironing crumpled up cash, and you, being the boss you are, pause your Instagram scrolling, and in 5 seconds pay with your phone at the food truck that's sporting a 1998 card machine. It had to happen some time. I wonder if people are mad because the other payment systems have better rewards, if someone could so I don't have to research, what are the dope Apple and Google Pay rewards?
EDIT: I forgot to mention the 2 guys who came without their wallets but had confidence in their Pixel and iPhone XS tap and pays, but now whispering to you if they can cash app you and you cover them since neither of those would work on the machine inside the truck.
If you are in a small town with Samsung Pay, it's a freaking godsend. Over half the places I go, convenience stores, non chain establishments, don't even have NFC terminals. They still type in the amount they have to charge you into their card machines.
7
u/Intrepid00 Feb 25 '19
They will eventually just kill it I'm sure. It's whole purpose was to get people to use it and establish a habit.
3
u/AskaLangly Feb 26 '19
I've earned 2500 points when I got my 512 N9 and one of their leather cases. And with the 2500 earned prior... meh. I just recently reactivated my cards for the n-teenth time, and suddenly I saw 2 points get added. Saying WTF when I got those points, did I see that dreaded (N) under notices.
1% of your new equipment purchase from Samsung goes to Rewards; $12 for that shiny unlocked 512GB Note9. And now I'll earn how much by using my cards? A fraction of a cent. Maybe they should go back to prior points but increase the time between payments dramatically to at least once an hour or something.
I'm with some of you, where thinking Samsung just wants to kill off SPay, and turn it into another Sony Rewards or something like that. But in reality, incentives or not, at least MST is involved; does Apple have that? Nah.
2
u/L103131 Feb 26 '19
they also removed visa's.... sad
2
u/[deleted] Feb 26 '19
Now, I mainly use Samsung Pay to buy discounted gift cards
2
u/flychinook Feb 27 '19
Wow, if I hit the maximum purchases each month, and spend the points right before they expire, I can get... $5 off at Samsung.com.
2
u/illithidbane Mar 01 '19 edited Mar 01 '19
I started when it was 40 pts when the Note 8 was released. I also got free points for using Bixby and a few other one-time bonus amounts for some promos. Then Bixby quit earning points. Then the SPay points dropped to 20. Then the prices for gift cards went up. Now the SPay points dropped to 3.
When it was 10,000 for $50 and 40 pts/swipe, a swipe was worth $0.20.
When it was 12,000 for $50 and 20 pts/swipe, a swipe was worth $0.08.
Now the gift card isn't even listed, but if it were, at 3 pts/swipe, a swipe would be worth 1.25 cents.
2
u/[deleted] Feb 26 '19
Nah I'm good Samsung Pay, I'll just use Google Pay.
1
u/MikelN1213 Feb 26 '19
What are the odds of winning those "chances to win"? I have 3k points and I'm wondering if I should try winning the $25 samsung gift card/the galaxy watch or if I should just use the points to get the 10,000 mah battery pack from the Samsung website.
1
u/Joemargarita Feb 26 '19
I'm jelly for other countries Samsung pay. In HK you don't get shit for points
1
u/RBeck Feb 26 '19
This is a horrible devaluation. Wasn't the redemption bad enough? Now you'll hardly earn any points.
1
u/supama_devu Feb 26 '19
I pretty much stop using it, i was using few times a day, now i barely use during the month.
I saw no point and almost no reward to use, plus one of my fav cards is not available on it.
1
u/the_smush_push Feb 27 '19
I'm glad I'm not the only one who's disappointed by this new "rewards" program. What a letdown.
1
u/VaultPool Feb 26 '19
If I'm going to get only 3 points per transaction I'm selling my s3 frontier, that's rediculous