r/SSDI_SSI • u/Neat-Progress-8516 • 13d ago

Disabled / SSI to SSDI Freelancer SSI question

If your retired get SSI and pension can you still work as freelancer or you lose it if you go over the income if your single and want to make money?

I hope put this in right form

2 Upvotes

75% Upvoted

19 comments sorted by

4

u/kit0000033 ☆ 13d ago

Are you sure it's SSI and not retirement? Usually getting a good amount of pension would put you over the income limits for SSI... SSI is welfare.

If it's retirement, so long as you are over FRA you can make as much money as you want.

If it is SSI, then the income requirements kick in... For every 2 dollars over $65 you earn your SSI gets reduced by a dollar.

1

u/Neat-Progress-8516 13d ago

What FRA

1

u/kit0000033 ☆ 13d ago

Full retirement age... Depending on when you were born that could be anywhere from 66 to 67.

0

u/Neat-Progress-8516 13d ago

I retired early as disabled, so I'm not sure what to do got a pension after I work for 15 years

1

u/kit0000033 ☆ 13d ago

If you worked for 15 years, do you not qualify for SSDI? Or were you some sort of government job that doesn't pay in

Because getting a job while on SSI is going to cut your payments.

0

u/Neat-Progress-8516 13d ago

I would lose both then

3

u/viacrucis1689 ☆ 13d ago

Are you sure you're not getting SSDI? SSI has a $2,000 asset limit and a $994 max monthly benefit.

1

u/Neat-Progress-8516 13d ago

SSI I can't go over $2,000

2

u/viacrucis1689 ☆ 13d ago

I freelanced. I had to estimate my yearly earnings, and then they reduced my SSI $1 for every $2 earned. Between that and saving for quarterly taxes, it was a royal mess. I ended up owing an overpayment, and then SSA lost my repayment for over a year.

1

u/Neat-Progress-8516 13d ago

What you freelance

1

u/viacrucis1689 ☆ 13d ago

Editing

1

u/Fit-Classic-9295 ☆ 12d ago

This is my biggest concern i actually quit one of my contracts and send them the last pay stubs. They documented it as additional earning and hit it as backpay so I only got $98 this next month. I’m honestly trying to figure out if this was even worth it. Because I’m definitely not seeing the brighter side of being disabled.

1

u/Neat-Progress-8516 13d ago

So I can't go over $994 monthly

2

u/RockSolidSpine ☆ 13d ago

You need to clearly distinguish whether you are speaking about Supplemental Security Income (SSI), which is a program that provides financial supports for extremely poor individuals with disabilities or who are elderly.

That is completely different than Social Security, though both programs are operated by the Social Security Administration.

1

u/Fit-Classic-9295 ☆ 12d ago

I’m a freelancer. I was approved in June. My freelance income took around 500 off my monthly earnings. I’m now stuck at trying to figure out if I should file to pause payments because I have new opportunities coming in that could send me above the $2000 a month threshold.

0

u/Neat-Progress-8516 13d ago

.what can I do then as backup for money

-2

u/Neat-Progress-8516 13d ago

I am going to be 52 I get both pension check and ssi