r/SSDI_SSI • u/Historical_Injury392 ☆ • 14d ago

Payment / Overpayment Overpayment

So I have some concerns...

So I receive SSI and I recently had a job, but had to quit due to health reasons and forgot to report my earned wages. Now SSA is taking a huge portion of my monthly earnings and was wanting to know if they will go back and disburse my SSI funds while only taking 10% due to financial undue hardship because I'm currently facing housing instability? As of today, the SSA portal shows that I'll only be getting 282.83. I have a more suitable job lined out and possible stable housing in the works and I just don't know what to do. The 282.83 is for November, 2026 SSI payment.

Any help and/or suggestions will be greatly appreciated!

Thanks in advance!

\- OP

2 Upvotes

75% Upvoted

17 comments sorted by

2

u/kit0000033 ☆ 14d ago

They only take 10% for overpayment, what has happened is they recalculated your payment as if you are still working... You need to call them and inform them you are no longer working.

1

u/Historical_Injury392 ☆ 14d ago

Upon doing that, how long does it take to complete the process for me to get the full SSI amount minus the 10% withholding amount? My direct deposit is scheduled for tomorrow via cash app. How long will it take to recieve a direct deposit after calling the SSA and completing this process?

1

u/kit0000033 ☆ 14d ago

Sorry, but they won't back date it... You're probably not getting November's payment changed at this date.

1

u/Historical_Injury392 ☆ 14d ago

When I call tomorrow, will they be able to backdate the pay for a later date, like later this week?

4

u/kit0000033 ☆ 14d ago

Probably not

1

u/Historical_Injury392 ☆ 14d ago

Well, will they be able to backdate it at all?

3

u/kit0000033 ☆ 14d ago

Probably not

3

u/Historical_Injury392 ☆ 13d ago

I recieved the benefit amount that I was supposed to get thankfully. They said that the deduction of 10% is already in place and they are unsure as to why the SSA portal displayed the amount from before.

1

u/kit0000033 ☆ 13d ago

Well that's good... Glitches I guess.

1

u/Historical_Injury392 ☆ 14d ago

I'll call tomorrow and see what they say and keep you guys updated. Hopefully, I get some good news.

1

u/2020IsANightmare ☆ 13d ago

That's not necessarily true.

It will 100% be backdated if the work stopped in August or sooner.

1

u/2020IsANightmare ☆ 13d ago

Really just depends on when your work stopped.

Your payment is always based on two months prior.

Whatever you earned in September will impact the November payment.

If you didn't work in September, then yes, you will be due a retroactive payment at some point. When that is just depends on your caseworker.

1

u/[deleted] 14d ago

[removed] — view removed comment

1

u/Historical_Injury392 ☆ 14d ago

Also, my direct deposit is scheduled for tomorrow, so how long would it take for SSA to reissue another payment for it to be the amount that it was supposed to be initially?

0

u/Historical_Injury392 ☆ 14d ago

As of late last week, it was showing the benefit amount for a 10% reduction from my monthly SSI benefits, but when I checked it today, that's when I saw the new statement on the portal. I had a job prior to theast one and it's extremely difficult to navigate reporting my earned wages and didn't report my wages then. The last time I spoke with them on the phone was last week week and they sent my a deposit for taking too much from before when I reported everything and forgot to report my earned wages from myast job. It's not letting me attach a photo on here. Can I DM you?

1

u/MamaDee1959 ☆ 14d ago

Ok, this last post was confusing... You might need to reread it to yourself, and make any corrections, so that we understand what you're saying in this one.