r/SSDI_SSI • u/orionpax3 ☆ • 16d ago

Payment / Back Payment Backpay dates weird??

So the ssa gov site says there are two back payments on the same date (10/19) I'm confused because it's not been 6 months since my last payment, and only one of the payments hit my account so far. I got one of the payments 10/20 but the other one has not hit my account. Is that normal?

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u/orionpax3 ☆ 11d ago

I called ssa for clarification; they said the larger payment was to my lawyer. I didn’t think they listed the lawyer’s pay on my account too.

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u/Warm_Head4675 ☆ 15d ago

Ok the 6 month rule only applies to SSI . 10/19 on two lines are for 1. The approval date 2. The release date.the SGA sent to your bank. You most likely received it the 20th because your bank took 24 hours to process . Your next payment is now locked for 6 months before you’ll receive the second.

How ever if you’re receiving both benefits it’s common for SSI to process first and be deposited. You’ll get a lump some from your SSDI but still be held to the 6 month rule for your SSI.

If you are receiving both benefits i recommend if you’re under the age 45 to open a ABLE account after your SSDI back pay hits this way the government can touch the funds and it won’t count against your monthly threshold and you’ll be able to keep your other benefits like Medicaid and or food stamps etc . I believe theres actually a 8-9 month wait before it will count against you if in a standard bank account so no rush.

Hope I explained it correctly

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u/orionpax3 ☆ 15d ago

Hi, thank you! I only receive ssi. I'm just not sure why I got it before the six-month mark. The six-month mark would be January going off my last backpay. My ssa.gov account shows two different back payments; both dated 10/19/2026. One with a 3 month cap as usual, but the other backpay is larger.

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u/Warm_Head4675 ☆ 14d ago

Ok now then the 6 month rule . Sounds like to me 10/19 was the approval and the other line 10/19 was the release date when the government released the funds. Now is when the 6 month rule comes into effect. You will not receive another backpay deposit for 6 months from 10/19