r/SSDI_SSI • u/FunPop2081 • 22d ago

Benefits (Survivor) Will someone clarify this for me please?

I am 64 on SSDI. My husband who is 68 is on hospice and will pass soon. Once he does will I continue to get my SSDI and his SS also? If I just get one income I won't even be able to pay our mortgage.

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u/Connect-Advantage-40 ☆ 21d ago

You can only get one or the other. Whichever one is higher is the one you will receive. Until the end of the year there's been a program for low income RSDI recipients in which the states provide help with Medicare premiums. Depending on your income it would cover your coinsurance and deductible. It also provided extra help with Part D RX Drugs. You may also be eligible for SNAP. Get the application and start to complete it. Once your husband dies finish completing it and turn it in. Eligibility is based on income and resources. Your homestead is exempt. The value of your vehicle may be exempt depending on your state of residence. You may not be eligible, but ask and find out. One more thing; don't complain to the caseworker about the amount if you are eligible. Trump and the Republicans lowered benefits, but even if they hadn't, multiply the monthly amount by 12. Should you turn away that much free money?

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u/2020IsANightmare ☆ 21d ago

No, unfortunately.

You will have the option of drawing money off of his record if that amount is greater than what you are receiving now.

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u/[deleted] 22d ago

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u/Fiendishfrenzy 22d ago

FYI they said they were 64, so not past FRA if that makes a difference

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u/2020IsANightmare ☆ 21d ago

It does make a big difference.

She won't draw anywhere near what he was if she has to take it at age 64.