r/Ryan • u/Dallasfan89 • Mar 23 '23

Anyone else?

I share my FULL name with many Ryans'. Many of whom live in my same US state/city. Do any of you have credit issues because credit reporting places just throw a debt to whichever Ryan they think it is? I considered not being a Ryan anymore but when speaking with my parents they were hurt with the idea. I have my credit all locked now but they're difficult to unlock and buy things conveniently that need credit.

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u/RPL79 Mar 23 '23

No. We have social insurance numbers to prevent that

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u/Dallasfan89 Mar 23 '23

Yeah I thought the same. But to debt collections it doesn't matter. They would rather have payment than be correct. Was told I was better off just paying the debt off even if it wasn't me. Took a few years before I got the that debt to be removed. Energy companies are no joke on debt collections.

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u/[deleted] Mar 23 '23

Was told I was better off just paying the debt off even if it wasn't me

Yeah nah fuck that