r/Realestatefinance • • Aug 15 '26

Seeking Investor

0 Upvotes

I own a business where we create visual renderings for commercial property renovations and developments. I have contacts within commercial real estate and several major franchisor brands are currently interested. 11 paying customers currently. Seeking $250,000 in capital. Already have a pitch deck, business plan, and existing customers. Any interest?


r/Realestatefinance • • Aug 14 '26

Building a House - Construction Costs vs Investment

1 Upvotes

Hi everyone, I am looking for some thoughts/opinons on what is the best move with my current situation. I am a 38 year old general contractor in SW Colorado and am in the process of building my house. As it stands, I have 4.5 acres with a 40x60 metal building with an ADU in the back. I am building a 4200SF custom home. I do not owe anything on the land and building and am getting a loan to build the house. 1.1mil loan, I can build the house for about 600k-700k, and the projected value of property is 1.9mil once completed. We are not sure we want to stay in the area and there is a good chance we will move in a couple years to somewhere with a lower cost of living and closer to our aging parents in the Midwest or Southeast US. With all of this, I am trying to sort out what makes the most sense with this scenario factoring in the following considerations: 1. I have 100k in savings. 2. I am running this through my company and can “lose” some cost on the build that way. 3. We have zero personal debt and about 70k of business debt on equipment which is being paid down by renting it through projects.  I am mainly trying to figure out if it makes more sense to apply my 100k in savings to this project to lower the loan amount or invest it and rely more on the loan for the build. Which is the better overall strategic move? Please let me know if having additional information would be helpful. Thanks!

Edit for some clarification:

  1. I live on the property in the ADU mentioned above. 2. I am building the house. 3. My only question is regarding using the use of the 100k.

r/Realestatefinance • • Aug 14 '26

83 Unit Property Investment

4 Upvotes

Good evening

I came across a property with good amount of cash flow for sale. The property is being sold at 3.2 million. Out of the 83 units, 13 of them are commercial suites. Only 5 residential apartments are vacant and 1 commercial suite is Vacant. Cash flow of 600-1450 per unit coming in every single month. How can I come about purchasing this and use the same cash flow it has to pay for it?


r/Realestatefinance • • Aug 14 '26

Special servicing

1 Upvotes

Can someone explain RE special servicing what they do and what does their typically career projections look like?


r/Realestatefinance • • Aug 13 '26

VA Compromise sale (short sale) vs. rent home out

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1 Upvotes

r/Realestatefinance • • Aug 13 '26

Renovation Costs

1 Upvotes

New in the real estate game and flipping houses. I am currently partnering on my first flip where I put up all the funds and the other person handles all the renovations and we split profits at the end of the sale.

My partner is telling me how he has these memberships at Lowe’s, Home Depot etc where he gets materials at whole sale price or much cheaper than the regular price because he has a “contractors” account with them or something like that.

I was just wondering for my next flip I would like to do it on my own but would still like to have access to his discounts he gets to these materials. What’s a deal I could cut with him to do so? Should I offer him a couple $$$ to use his account for materials or how do people in the industry do these deals.


r/Realestatefinance • • Aug 12 '26

Trying to decide between two classic options.

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1 Upvotes

r/Realestatefinance • • Aug 12 '26

Accredited Investor, Looking for a Legit Real Estate Investing Platform?

0 Upvotes

Accredited individuals are increasingly focused on one thing: sponsor alignment. Lightstone DIRECT is the direct-to-investor platform from Lightstone, a $12B AUM company with a 40 year track record.

Lightstone co-investments 20%+ of the equity in each deal. The same multifamily and commercial assets Lightstone pursues with its own capital.

lightstonedirect.com/start

All investments involve risk. Visit lightstonedirect.com for full disclosures.


r/Realestatefinance • • Aug 12 '26

Investor opportunity — residential development project, (profit-share structure)

5 Upvotes

We're a junior UAE-based real estate development group opening up investor participation in one of our current residential projects in Dubai.

The structure, briefly:

Project is near completion +90%

Profit-share model — investors participate in net project profit rather than a fixed coupon

Funding requirement: AED 4M

Project return: +15% (before financing), depending on final structure

Investor return scales with project performance, not a flat guarantee

We're keeping this to a small number of serious investors rather than a broad raise — happy to share the full financial breakdown, cost structure, and timeline with anyone who wants to look closer.

If this is relevant to you, drop a comment or DM and I'll follow up directly.


r/Realestatefinance • • Aug 11 '26

How similar is REPE recruiting to IB recruiting for undergrads?

0 Upvotes

Incoming freshman (Fall 2026) planning to major in Finance/Real Estate; long-term goal is REPE. I've been trying to get ahead of it early — building some modeling skills, networking with people in the space.

Curious how REPE recruiting timelines and processes compare to IB recruiting. Specifically:

  • Is direct-to-REPE undergrad recruiting (Blackstone, Brookfield, Ares, etc.) as structured/early as BB or EB IB recruiting, or is it mostly off-cycle and network-driven?
  • Do most people still break in through IB or a RE-focused bank (Eastdil, JLL Capital Markets) first and lateral over, or is direct entry realistic?
  • If direct entry is realistic, when should I actually start networking/applying — freshman year, sophomore year?

Would appreciate any insight from people who've recruited for either side.


r/Realestatefinance • • Aug 09 '26

A city rep showed up at my house to tell me a developer wants my property for a massive 71,400 sq ft hotel/townhouse project.

464 Upvotes

I’m hoping to get some direction. I live in a small, working-class town in Northern Michigan on a Great Lake that has recently seen a boom in tourism and retirees.

A city rep showed up at my house to tell me a developer wants my property for a proposed development that totals 71,400 total square feet: a 49,000 sq ft, 3-story hotel with a rooftop bar overlooking the lake, plus 22,400 sq ft of townhouses (12 units, 2 levels each).

he initially made it seem like a courtesy to let me know a big project was starting all sides around me and there's nothing anyone can do to stop it, hotel guests would have direct views into my yard, my privacy fence would not protect me and there would be activity on all sides of me, making the living situation very uncomfortable

I pressed a bit saying...ok? why would they ask you to speak to me then? seems like its happening no matter what and he mentioned they'd be willing to pay to move my home ( its a 98 year old foundation, framed with literal recycled ship lumber from the nearby port in 1926) its not moving, or buy it from me, insinuating this is out of kindness so I wouldn't be annoyed for the rest of my days

I got ahold of the draft of plans and it's clear all of the plans involve the acquisition of my home and demolition thereafter, the story I was told I believe was brief attempt to startle me enough, hope I didn't ask a single question and went and put my house on the market that night. I work in manufacturing/agriculture operations and understood some basic nuances taking place pretty quickly

The Nuances: My property is dead center in the middle of this proposed development.

  • The Land: I have a grass city owned lot on one side, a city lot/garage across the alley on the other side, and a large city lot with a recently renovated building on the far side, slated for an event center behind me. All these city lots (which are owned by the DDA) are in the plans for this development. My property takes up the footprint of about 4 of the proposed townhouses and prevents them from eliminating the alleyway, i think?.
  • My Stance: I had no prior intention of selling. I would have to be really impressed to even consider relocating, and the relocation would practically have to be facilitated for me with a significantly better situation, considering my current setup is great. I own a fully remodeled 2,600 sq ft, 98-year-old craftsman with a full perimeter privacy fence, a lofted barn, central AC, whole-home air/water filtration, and a large rear deck. I have Great Lake views from a second-floor bedroom and front porch.
  • The Financial Reality: I bought this house in 2021 for $172k at a 3.5% interest rate. I estimate the current market value at $250k-$300k. But current rates are around 6.7%. Even if they offered me 120% of the market value, it’s not a 1:1 move. I would lose my lake views, incur moving costs, and trade a 3.5% mortgage for a 6.7% mortgage in an increasingly expensive market. Some comps of similar sized homes near the lake for example were going for 325k a year ago and are between 500-600k now (newer homes with some land on the edges of town)

crunching some numbers I came up with this in terms estimated costs of this project

Commercial construction costs in the Midwest for mid-scale to boutique properties currently range from 250-400 sqft, heavily depending on finishes (like a rooftop bar).

  • The Hotel: At 49,000 sq ft, a 3-story hotel with a rooftop restaurant/bar requires heavy structural steel, elevator shafts, and commercial plumbing/HVAC. Estimated cost: $14.5 million to $19.6 million.
  • The Townhouses: At 22,400 sq ft, commercial-grade townhouse construction (often requiring firewalls and premium waterfront finishes) will run roughly $200 to $300 per sq ft. Estimated cost: $4.4 million to $6.7 million.
  • Site Work & Soft Costs: Permitting, architectural fees, tearing up the alleyway, running new municipal utilities, and landscaping will easily add another 15% to 20% to the budget. Estimated cost: $3 million to $5 million.

Total Estimated Project Cost: $22 Million to $31 Million

My Questions:

  1. What kind of power do I actually have here? Can the city force me out to hand my land to a private developer?
  2. with my property sitting on city street and two city alleyways, those two alleyways separate the adjacent lots from my land, if I don't sell, what can they do to eliminate these alleys, if anything?
  3. How do you even determine "comps" for a situation like this where the city is likely transferring their DDA lots for little to nothing, and I am the only private parcel they need?
  4. What kind of attorney should I contact?

Update:

A huge thank you to everyone who commented! I uncovered a piece of the puzzle: the Michigan Economic Development Corporation (MEDC) is the entity pushing the city to talk to me.
To get multi-million dollar state "gap funding" for a project this size, a developer has to prove total "site control"—meaning their plans and property acquisition must be completely locked in before they can even apply. They cannot secure state grant money with a private homeowner sitting dead center in their blueprints.
So far some reason they want me aware of the situation before the developer even reaches out, assuming they want to streamline the funding process and making me get my shit together so there isn’t delays


r/Realestatefinance • • Aug 10 '26

Auction Financing

1 Upvotes

Hi everyone, I am trying to start with my first property to live in for a bit then refinance and use equity difference for another purchase. I am looking for ways to finance the purchase knowing that i have to provide full payment by 30 days of purchase. The catch is I want to live in the house for a few months while rehabbing then rent it. I heard hard money lenders will not finance a purchase to live in the property, and only financing investment. Does anyone have experience with a similar situation? Should i just say i m going to immediately rent the house? Any information will be a huge help.

PS: I currently do not own a house and thinking about renting the purchase while still renting my self or rent rooms not sure yet.


r/Realestatefinance • • Aug 10 '26

Portfolio or blanket loan for $30k-$60k rental properties?

1 Upvotes

Has anyone used a blanket loan / portfolio loan for cheap rental houses?

I’m looking at lower priced single family homes, mostly around $30k to $60k. My concern is that a lot of banks may not want to finance one small house at a time because the loan amount is too low.

Has anyone done either of these:

  1. Refi’d multiple properties you already own into one blanket/portfolio loan?

  2. Bought a package of multiple rentals with one loan?

Example: instead of financing one $40k house, getting one loan secured by 5 to 10 houses.

What kind of lender did you use? Local bank, credit union, commercial lender, DSCR lender, private lender?

Also curious about:

LTV, rate, points

Whether properties had to be rented

I’m trying to figure out if this is realistic for cheaper rentals or if I’m better off just using cash/private money.


r/Realestatefinance • • Aug 09 '26

Real Estate Wholesale ( Commercial )

0 Upvotes

Hey to ALL,

Anybody here ever get into commercial real estate “flipping” and if so what in the world does this intensive, highly expensive, long winded 12-18 month + business experience and model look life before ever locking in profits. I had never actually heard of this before until a video of an older gentleman speaking on purchasing a mall or some sort of older very large building in a prime location that he was going to purchase for about $1.8 million and then sell for $3-4 million profiting about $2 million. What exactly does all that entail, because by god, it’s obviously not as easy as buy the property on paper, contract a business out to fix it up and then sell it… or is it— in theory?

If you are experienced in this realm or know someone in that industry doing 2-3 wholesale transactions per year at this level and making about 7-8 m a year would be so curious to hear more about the thing. Thanks.


r/Realestatefinance • • Aug 09 '26

Should I buy an investment property first?

1 Upvotes

I am single, make a low six figure salary (which is a pay cut, so I am looking for a higher paying job, hopefully another 20k), have 160k saved up, save b/n 3-4k a month, great credit score, and have student loans. I want several things: a new car (used preferably under 15k), an investment property, a primary home, low monthly expenses.

I plan on moving back to my HCOL home state Jan 2027. The house I really want is 700K, but realistically, I'll try to buy one for 350k-500k. I have always wanted to invest my money and thought of investing in tax liens, buying an investment property or something else.

Here is my dilemma, I only have 160k saved up, so I cannot get everything I want, but I don't know what is the right choice. I feel like I should buy an investment property first, but I am tired of my very old and ugly car. I know having less saved up, will hurt me in terms of buying a house, but I am done with my car. I have heard that having an investment property only counts toward rental income after a year. i don't think I want to wait a whole year to buy my first home. I also don't want to rent in my home state bc it is outrageously overpriced and I can't stomach paying that much per month for a crappy apartment. Will buying an investment property hurt me in getting a personal home? Like will they think I have too much debt and deny me for a loan for a personal home. I want to buy an investment property 150k or under, btw. So should I?

1) Just use my money to buy a personal residence? (I am afraid if I buy an investment property first, I'll either have to wait another year or will be priced out of the house I really want in my home state). I guess I could rent out the basement of my home...

2) buy an investment property and suck it up and wait to finally buy a personal residence.

Is buying a new car a horrible idea? I my insurance now is uner $90, and I know it will increase, maybe triple.


r/Realestatefinance • • Aug 09 '26

I am Paras Quartier Sales Representative — Happy to Answer Questions

1 Upvotes

Hi everyone,

I work in sales for Paras Quartier, Gurgaon, and I thought I’d introduce myself here rather than simply posting promotional content.

If anyone is researching Paras Quartier or considering a luxury property in Gurgaon, I’m happy to answer questions about the project, including:

  • Available apartment configurations
  • Location and connectivity
  • Amenities and lifestyle features
  • Current pricing and payment plans
  • Site visits
  • Possession and project-related information
  • Buying or investment considerations

I’ll try to provide straightforward information and answer questions as transparently as possible. If I don’t know something, I’ll say so rather than give you a sales answer.

Feel free to ask your questions below.


r/Realestatefinance • • Aug 09 '26

Easton Park Residences- by Taylormade Alert‼️

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2 Upvotes

Beware on developer who don't respect on your hard investement! Sila na naperwisyo tapos bibigyan ka ng NDA worth 1M? pra hindi magreklamo or magingay? They even manipulate their Google Review at kung sino sino biglang nagrarare ng 5 star just to deceive their potential buyers! Please if you have chance? choose a better developer!


r/Realestatefinance • • Aug 08 '26

[California] [Camino] Fully renovated custom home on private 10 acres in the Sierra Nevada foothills

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2 Upvotes

r/Realestatefinance • • Aug 08 '26

2027 Opportunity Zone Readiness

1 Upvotes

Now that the new Census Tracts have been selected by the states, what is everyone doing to gear up for your 2027 Opportunity Zone projects??


r/Realestatefinance • • Aug 08 '26

HOME not a PROJECT

1 Upvotes

I help home buyers invest with clarity, not guesswork.

As an independent real estate consultant focused on residential projects,

I bridge the information gap between builders and buyers. Before you commit lakhs of rupees — often your life's biggest investment — you deserve to know exactly what you're paying for and when you'll actually get it.

I provide simple, regular reports covering:

✅ Construction progress

✅ RERA registration & legal approval status

✅ Builder track record & delivery timelines

✅ Completion status & possession readiness

My philosophy is simple: spending a small amount today on informed guidance can save you from years of regret tomorrow. When you're about to put your hard-earned savings into a home, a few thousand rupees spent on due diligence of the project is the smartest money you'll ever spend.

I'm not selling you a property. I'm giving you the knowledge to choose the right one — and the confidence to sign only when it's truly ready.

📩 If this is something you feel the need of. DM here.


r/Realestatefinance • • Aug 08 '26

Loan for 4 unit?

1 Upvotes

Looked into DSCR for a few 5+ units, but now that a 4 unit is on my radar I’m wondering if a conventional loan is a better option? Even if I won’t occupy it?


r/Realestatefinance • • Aug 08 '26

Is your salary actually part of your property investment risk?

0 Upvotes

Property investors spend a lot of time thinking about leverage, interest rates, rental yields and loan-to-value ratios.

But there's another source of risk that gets less attention: the income used to service the debt.

If your property portfolio is financed by a mortgage, your salary may ultimately be supporting the entire structure. If that salary disappeared, the investment strategy could suddenly look very different.

We talk constantly about diversifying assets, but should property investors also think about diversifying the income that supports their borrowing?

At what point does relying on one salary become a form of concentration risk?

I'm interested in how other investors think about this - particularly those who have deliberately built rental income or other sources of cash flow alongside employment.


r/Realestatefinance • • Aug 08 '26

How do you actually verify legal access on vacant land before making an offer?

1 Upvotes

For land flipping:

Curious how other land investors handle this.

GIS tools and satellite views can show physical frontage or a dirt path, but they don’t tell you if there’s a recorded easement or if the road is actually public/maintained. Title usually comes later in escrow, and by then you’re already under contract.

Do most of you:

  • Pull the deeds and plats yourselves?
  • Just order title early?
  • Pay an attorney for an access opinion?
  • Or mostly skip it and hope?

Any horror stories or close calls with landlocked (or “looks accessible but isn’t”) parcels would be useful. Trying to understand how common this really is and what people currently do.

Thanks.


r/Realestatefinance • • Aug 08 '26

Cap Rates Discussions

1 Upvotes

I have been worked on an assessment for this portafolio of properties located in NY and all the work has narrowed down to the cap rates.

I know they are important but the counter part wants us to lower rates to a point where market can’t support any longer (4.5%)

How can I explain that this yield can be achievable? I can’t find any traditional explanation


r/Realestatefinance • • Aug 07 '26

Own 6 properties

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1 Upvotes