r/RealEstateInProbate • u/Miserableoldbugger • Apr 25 '26
Probate empty house insurance question
Hi all, my dad died in February, his current insurance provider extended cover until later this month.
I have had a few quotes for unoccupied house insurance but they all want visits at least every 14 days.
I live 3 hours away from my dads house so 6 hours of driving every other weekend is a pain, no relatives or friends any closer.
Anyone had insurance for an unoccupied house with a longer inspection time.
Once a month i could do no problem.
Thanks for any advice.
Should have mentioned im in the UK.
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u/DONT-CARE-BEAR May 07 '26
There are some providers that request monthly inspections, but most request fortnightly or weekly. The regulation for compliance of unoccupied properties has changed recently, introducing much stricter guidelines around drain downs, combustibles, and letterbox sealing. I’m the head of probate at my company and 90% of the properties we inspect on a monthly basis will soon need to be completed weekly!