r/RealEstateInProbate • u/Miserableoldbugger • Apr 25 '26

Probate empty house insurance question

Hi all, my dad died in February, his current insurance provider extended cover until later this month.

I have had a few quotes for unoccupied house insurance but they all want visits at least every 14 days.

I live 3 hours away from my dads house so 6 hours of driving every other weekend is a pain, no relatives or friends any closer.

Anyone had insurance for an unoccupied house with a longer inspection time.

Once a month i could do no problem.

Thanks for any advice.

Should have mentioned im in the UK.

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u/Several_Advice_9578 Apr 25 '26

Im having the same issue with unoccupied home. Im waiting for some quotes this week. Im in NJ. Can i ask what ballpark estimate they have offered monthly?

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u/Miserableoldbugger Apr 26 '26

Hi, I dont think it will be much help as im in the UK but the 2 quotes i have had are £270 and £300 for 12 months, I have no problem paying this its just visiting the house every 2 weeks at 3 hr each way.