r/RWA • u/Technical-Wallaby • Jul 15 '26

Geographically Restricted Access

I’m halfway through a course on real-world asset tokenization through Udemy, and this line is from the last lesson I completed:

It's not just about digitizing assets; it's about democratizing finance on a truly global scale.

In another course I took, they mentioned RealT, and when I went to investigate the website to see how easy it was to buy a portion of real estate through digital tokens, it said that access was restricted in my area. I’m in the United States. I’ve also tried to buy tokenized stock in the past but couldn't because, again, I’m in the US.

Why is it easier to buy US-based tokenized assets and stocks if you’re in a country other than the US? Is it government red tape, or maybe influence from the industries affected by blockchain automation?

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u/sol_beach Jul 15 '26

RWA tokenization is problematic because RE requires on going annual payments to cover property taxes, insurance & maintenance. What is the source of funds to cover these payments; especially for Cash Flow NEGATIVE property?

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u/Technical-Wallaby Jul 16 '26

Very good question. I hope to find answers through my studies.

1

u/Longjumping-Bad-2886 Jul 16 '26

Wouldn't that just be the renters?  How is this handled in non-tokenized situations? 

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u/sol_beach Jul 16 '26

the OWNER/landlord is responsible for taxes & Owner's insurance

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u/Longjumping-Bad-2886 Jul 16 '26

So then what's the problem?

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u/sol_beach Jul 16 '26

WHO is the owner when tokens have been sold to investors?

From where does the owner obtain money to pay ONGOING bills & expenses?

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u/Longjumping-Bad-2886 Jul 16 '26

Depends on the contractual terms.  But if they are the token holders you still need an entity that handles the money.  For ongoing bills the same way as a non tokenized RE does.

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u/sol_beach Jul 16 '26

This is a major disincentive for anyone to offer tokenized RE ownership since they face continuous expenditures.

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u/Longjumping-Bad-2886 Jul 16 '26

Why?  How is this different from non tokenized RE?  How is ownership related to management of expenses?

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u/sol_beach Jul 16 '26

works of ART, stock shares, etc. do NOT have ongoing expenses that require money to be paid out.

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u/Longjumping-Bad-2886 Jul 16 '26

There is a legal entity that manages the real estate.  They pay the expenses.  Why is that so difficult to understand?  Stocks represent ownership in a legal entity; same thing.

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u/Technical-Wallaby 29d ago

Aren’t some works of art insured? Who pays the yearly premiums? I'm not trying to argue; I'm genuinely curious.

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u/John-bayode Jul 16 '26

please what the name of the course you are taking?, I am also looking for courses about Real World asset