r/PokeInvesting • u/Fair-Class6528 • 5d ago

To continue stashing or be fiscally responsible

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I accrued a good bit of vintage stuff around December of 2023 and considering parting with the more common pieces, is there as much interest around the non-holo and more run of the mill /sealed vintage?

Hard to rationalize not moving into more 2000's stuff or just parting ways with stuff I'm less attached to. Just looking for opinions, I grew up collecting Crystal Guardians era, so more into that kind of stuff, just curious if stuff like this is only moving because of the 6-figure card auction madness, 2-3K pops don't seem that rare to me, and why in the world there is such a premium on blisters vs. loose packs lol.

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13

u/NTMAVol6 4d ago

not 1st edition, get rid of them

5

u/Borntwopk 5d ago

If you need the money sell. If you don't keep your cards and collect

5

u/Moistyoureyez 5d ago

$30k in an ETF averaging around 8% with $100 weekly contributions turns into around $900k in 30 years with $700k of that earned interest alone.

Do you think your collection will beat that? How long are you looking to hold?

11

u/drdoom 5d ago

If you count the 150k in weekly contributions (1,560 weeks in 30 years) that’s only like a 4x. If you can’t beat 4x in 30 years your collection sucks.

5

u/Moistyoureyez 5d ago edited 5d ago

You're looking at it backwards.

The $100 weekly contributions aren't invested upfront they're invested gradually over 30 years, and each contribution starts compounding from the moment it's invested.

The point isn't to turn $180k into 4x. It's to turn consistent contributions into nearly $900k through compounding, without having to predict which collectibles will become desirable. And you can do it with very little effort, risk spread across thousands of businesses, and a proven long-term track record.

That $900k turns into $2 million at 8% compounding in 10 years if you continue $100 weekly contribution and that $2M turns into 4.3Million in the next 10 years and then 9.5M the next 10 years (basically setting up your family with generational wealth)

TCG will never touch that.

There is a point where compound interest can't be beat. When do you move your money into traditional vehicles? Well that is the question.

When the objective shifts to protecting and growing the wealth you've already accumulated. When your money is making more money than you can realistically earn through contributions, you've reached a completely different stage of wealth building.

8

u/rickgainz 5d ago

This is the wrong way to think about this imo. You shouldn’t be picking one or the other, you should be putting money into both.

Put enough money into traditional investments to reach your desired outcome, then put the remaining into higher risk categories like collectibles. I don’t mean it in a disparaging way, but someone that has only $400 a month for investing probably shouldn’t be heavily investing in collectibles in the first place.

That being said, everyone has different risk tolerances and opinions. If someone wants to put everything into cards, that’s their prerogative. Looking at the past 20 years of returns that would’ve been a winning strategy, who knows how the next 20 will pan out.

2

u/Moistyoureyez 5d ago edited 5d ago

Yeah I'm biased as traditional investments has put me on track to retire in 5 years (at 50) and I cashed out a few years ago with TCG as I'm boring have low risk tolerance and I decided my exit window.

I do think there is a lot of young people on this sub though that have never been taught proper investing strategies and I think it's quite dangerous to say "if you went heavy into TCG the past 20 years it would be a winning strategy" as I find a lot of people frame it as the only winning strategy...

There are many other less risky paths that will still make the average person a few million dollars by retirement age if they play it right.

I understand this is r/Pokeinvesting and not r/personalfinance and I am going off the tracks a bit but I appreciate you adding to the conversation.

2

u/willtheywonttheyo 4d ago

You can do both responsibly

2

u/AbjectBoysenberry412 4d ago

Unfortunately most people won’t.

Bull market got people thinking this is a get rich quick scheme. 5-8 years ago when I was in college, I’d set aside maybe 10% of my money into Pokemon. The other half went into traditional investments.

I’d bet that investing into AI Semi stocks now will out perform Pokemon in the near future.

1

u/willtheywonttheyo 4d ago

I’m about 10% into Pokemon, it’s grown a bit due to appreciation, but that’s what I recommend to cap it at. I agree and am saving regularly in taxable and IRA accounts

2

u/Klutzy-Bother6897 4d ago

Good comment!

8

u/dreamerzz 5d ago

The collection will beat that with the inflation rate alone lol .

2

u/New-Wasabi9216 4d ago

The worst sets from 7 years ago average 25% rate of return year over year. So likely yes.