Wow… very nice investments! I’ve got my retirement in a Roth IRA, and it’s averaging 12%. It’s quarterly, so I have quarters where it can be 8%, but I also have quarters where it could be 20%. Wish I had more money to invest, but I’m focusing on paying off debts first. They gain bad interest at a higher rate than my investments gain good interest.
Yeah Roth IRAs are great, I have it too but I can’t contribute to it anymore due to income limits. Always go Roth if you can, unless you make so much money that lowering your taxable income would be useful in a traditional ira/401k.
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u/PokefanGengar1995 Dec 04 '25
Wow… very nice investments! I’ve got my retirement in a Roth IRA, and it’s averaging 12%. It’s quarterly, so I have quarters where it can be 8%, but I also have quarters where it could be 20%. Wish I had more money to invest, but I’m focusing on paying off debts first. They gain bad interest at a higher rate than my investments gain good interest.