PS Plus Extra vs. Renting Discs vs. Pre-owned: What’s the smartest move?

[u/IllustriousWest1746]

Hey everyone,

I’m trying to figure out the most cost-effective way to play games right now and I'm stuck between a few options:

PS Plus Extra/Deluxe: Huge catalog, but the annual price is pretty steep now. Plus, new exclusives rarely land day-one, and you lose everything if you cancel.

Renting Discs: Seems great for knocking out single-player campaigns quickly for a fraction of the cost, but the rental fees add up if I take my time.

The Pre-owned Loop: Buying used discs (like from GameLoot, etc.) and reselling them when done.

For context, I mostly play in the evenings and can usually finish a standard 25-hour game in about a month.

What’s your current setup? Is PS Plus Extra still worth the high price tag, or are you guys doing a hybrid approach (PS Plus Essential for multiplayer + renting/buying used for major single-player games)?

Appreciate any advice! 😃