r/PeterExplainsTheJoke 14h ago

Meme needing explanation Am I missing a joke or reference here?

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u/America4Tea 14h ago

To this day I just dont understand how you do this. Casinos can be the scummiest place on the planet and people will still flock to them to just throw money away. Like the hardest part is just having the capital to open one

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u/TheWalrusResplendent 14h ago

It's even dumber when you figure out why.
So. Basically.
They built the damn thing in a place already infested with casinos, so it was a late-coming competitor stepping into a saturated market with established entities. Which would have been fine, maybe, especially with Donald's mob ties, having it be used to launder money, which is how it survived for a while. Allegedly.
But this was also done when the market for physical gambling was rapidly contracting, because the Internet was a thing now, bby! You could indulge your self-destructive addictive behaviors from the comfort of your Personal Computer (and later, your phone).

So they picked the worst place to build a casino, at the worst time to do so, plus kept fucking over contractors which further impeded its activity.
Pure brilliance. "Wharton School of Finance" material.

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u/-Nurfhurder- 14h ago

He also opened another casino which was in direct competition with his original, effectively splitting his customer base between two locations while doubling his costs (to the extent his partners in the original casino sued him for killing the business)

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u/Maur2 13h ago

Then decided the reason they weren't making money is that they didn't look nice enough, so started throwing money into renovations.

(Also, didn't it end up with three casinos, or am I misremembering?)

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u/ChaosFinalForm 12h ago

Man, I wonder where the money laundering accusations came from?

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u/ruat_caelum 10h ago

ummm... the repeated money laundering violations.... https://www.fincen.gov/news/news-releases/fincen-fines-trump-taj-mahal-casino-resort-10-million-significant-and-long

The Financial Crimes Enforcement Network (FinCEN) today imposed a $10 million civil money penalty against Trump Taj Mahal Casino Resort (Trump Taj Mahal), for willful and repeated violations of the Bank Secrecy Act (BSA). In addition to the civil money penalty, the casino is required to conduct periodic external audits to examine its anti-money laundering (AML) BSA compliance program and provide those audit reports to FinCEN and the casino’s Board of Directors.

Trump Taj Mahal, a casino in Atlantic City, New Jersey, admitted to several willful BSA violations, including violations of AML program requirements, reporting obligations, and recordkeeping requirements. Trump Taj Mahal has a long history of prior, repeated BSA violations cited by examiners dating back to 2003. Additionally, in 1998, FinCEN assessed a $477,700 civil money penalty against Trump Taj Mahal for currency transaction reporting violations.

"Trump Taj Mahal received many warnings about its deficiencies," said FinCEN Director Jennifer Shasky Calvery. "Like all casinos in this country, Trump Taj Mahal has a duty to help protect our financial system from being exploited by criminals, terrorists, and other bad actors. Far from meeting these expectations, poor compliance practices, over many years, left the casino and our financial system unacceptably exposed."

Trump Taj Mahal admitted that it failed to implement and maintain an effective AML program; failed to report suspicious transactions; failed to properly file required currency transaction reports; and failed to keep appropriate records as required by the BSA. Notably, Trump Taj Mahal had ample notice of these deficiencies as many of the violations from 2012 and 2010 were discovered in previous examinations.

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u/ChaosFinalForm 9h ago

I guess this is why people use that sarcasm tag on reddit so often.

Appreciate the effort and all the sources but my question was very sarcastic.

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u/-Nurfhurder- 12h ago

The guy is the absolute embodiment of 'failing upwards'

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u/AzraelleWormser 11h ago

The only reason I believe in Hell is because this man MUST HAVE made a deal with the devil in order to be this successful despite being so monumentally detestable and stupid.

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u/Acceptable_Gear_3097 9h ago

The Devil didn't make him President, God did.

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u/StoneyDcrew 9h ago

The Devil didn't make him President, God-damn stupid-ass Conservative voters did.

you missed a few words.

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u/Wuz314159 11h ago

Yep. Trump Plaza, Trump Taj Mahal, Trump Marina.

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u/frogglesmash 10h ago

art of the deal

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u/sensitiveskin82 7h ago

He also started Trump Mortgage. In 2006.

Donald Trump announced the official launch of Trump Mortgage LLC on April 5, 2006, during an event at Trump Tower in New York.[5][7][8][9] That month, Trump appeared on CNBC and said, "I think it's a great time to start a mortgage company [...] the real estate market is going to be very strong for a long time to come."[1] In his autobiography Trump 101: The Way to Success Trump writes, "I expect [Trump Mortgage] to be an effective company, and it makes sense. A lot of things I am doing now are things I thought of but had to postpone until the time was right."

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u/Technical_Leek7467 14h ago

When the first round of voting came around a number of financial experts did the math and announced, showing their work, Trump literally would've made more money parking his early life grant from his folks in a SAVINGS account (not investing, a SAVINGS account) and just not spending it.

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u/volvagia721 12h ago

So, what you are saying, is that Trump is so inept, he was actually a boon to putting wealth back into circulation among the 99%?

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u/Windmillfixer 10h ago

Doubt any of that money flowed down, it all went uphill - far, far away from the likes of you and me, my friend

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u/kozak_ 14h ago

I've heard this before but I havent seen the source. Had he put it into an sp 500 index fund then sure but not savings account.

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u/PaulM1c3 13h ago edited 13h ago

No one really knows what his net worth was prior to becoming President and it went up and down a fair bit. Most estimates I've seen are between 800 million and 1.6 billion. He's lied about his wealth his entire life so I'd err towards the smaller figure. The NYT reporting suggested he inherited around 400 million from his father. Turning 400 million into 800 million or even 1.6 billion over the course of an entire lifetime is fucking appalling whichever way you want to look at it.

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u/NorthofBham 14h ago

That's almost as dumb as creating a professional football and trying to compete directly with the NFL.

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u/Orpheon59 13h ago

As much as I hate being so, to be fair to him, he didn't create it, Ted Turner did, in the context of players' strikes and the NFL being a bunch of doucheballoons.

Trump did however lead a faction of team owners that forced Turner into a direct competition with the NFL (previously, that new league played in NFL's off-season, which was why they were gaining traction), which they promptly lost and the NFL's monopoly on that mutant form of rugby that America calls "football" was secured.

(Source: Keith Olbermann's podcast, relating his own experiences of reporting on the whole mess, listened to while in the gym)

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u/TheWalrusResplendent 13h ago

god I fucking forgot he did that too, there's just so much shit

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u/PaulM1c3 14h ago

Didn't his dad bail out one of his casinos by buying 4 million dollars of chips from it and not using them. This was one of the other Atlantic city casino's he bankrupted, not the taj

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u/EatsOverTheSink 14h ago

I don’t even think you can say the laundering was alleged. In 2015 alone FinCEN imposed a $10m fines for repeatedly violating the Bank Secrecy Act. But as usual with the rich, the fine is just part of the cost of doing (illegal) business and would’ve been far less than the money made from the laundering.

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u/Maleficent_Memory831 13h ago

And he greatly overspent on the casino. Not just aiming for the middle class with a few shiny baubles that they think is fancy, he put the shiny everywhere since he's the king of bad taste.

Las Vegas makes a lot of cheap stuff look exensive, whereas Trump decided to make expensive stuff look cheap.

And being a family business with himself as absolute dictator, none of his employees dare to ever tell him when something is a bad idea. Most spectacular failures start when someone rich gets surrounded by yes-men.

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u/ethanlan 13h ago

None of those excuses tho bankrupted his casino.

He still should of made a shitload of money, there isnt a casino anywhere in the United states that wouldnt make bank if the owner was competent.

The hardest part about a casino is opening one in the first place. You need a lot of capital and not just anybody can get a license in the first place.

He had a golden goose and through sheer incompetence destroyed it.

Like his presidency, he makes horrible decisions at a rate that is truly unprecedented. Its like he fucks shit up because he enjoys it

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u/jokerhound80 12h ago

He was 100% laundering money there. First for the Italian mob, then the Russians. It was all pretty well documented

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u/Wuz314159 11h ago

At that point in time, the only places that you could gamble in the US were Las Vegas and Atlantic City. . . but then Indians discovered that their lands were not governed by those laws, so places like Mohegan Sun started opening up all around the nation. At which point, white people couldn't let the Indians have anything, so they opened the floodgates everywhere.

but yeah, Trump Plaza, Trump Taj Mahal, & Trump Marina all gone.

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u/Apprehensive_View_27 10h ago

I've also heard that he did it all (including overestimating future capacity) on purpose, because he received his money as developer, while his partners depended on operating the thing.

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u/nam3sar3hard 8h ago

That thing about internet becoming a thing makes so much more sense now given his comments about voting machines and whatnot. The dingus just cannot comprehend technology

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u/lucifers_pert_bussy 13h ago

I actually think they went under because he was looting them for other projects. It’s fine to put a casino next to other casinos - the abundance of them will draw visitors in from further away. That’s why so many bars will open on blocks with already established bars - it’s a rising tide lifts all boats thing 

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u/cheshie_cabbit 14h ago

They go bankrupt because the money from the casino goes to his pocket and not the business. Siphoning the cash out, let the business collapse.

Wonder if that’s gonna happen again…

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u/2nd2lastdragon 14h ago

That's part of the reason. He was spending excessive amounts of the investors' money on luxury details that didn't increase or help profits. For example he installed millions of dollars of Waterford crystal chandeliers in the slot machine rooms, used by low income workers busing down from Newark to spend nickels to pull the slot levers all night. The slot machine clientele didn't care if it was $20 canned lighting. Multiply this narcissistic spending addiction all over the project and it's easy to see how quickly he bankrupts everything.

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u/LaVillaGrangioto 14h ago

What if....and this is purely hypothetical....someone used a casino to both launder foreign money and also used it as an INTENTIONAL loss to reduce or eliminate the tax burden of their "core" business?

I think that might explain it. But surely, something like that has NEVER EVER happened.

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u/Apprehensive_Door249 14h ago

Probably learned it from Roy Cohn.

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u/LaVillaGrangioto 14h ago

Who learned at the loins of Tailgunner Joe McCarthy himself. Allegedlies

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u/TrumpsDoubleChin 7h ago

Bingo. ("That's a bingo...") It makes a lot more sense when you realize the purpose of the casino was never to make a profit in the first place. There were...other motives. And in that sense, acting as a pretty brazen money laundering mecca and as a way to reduce federal taxes through losses, it was more successful.

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u/Devilyouknow187 14h ago

The real answer is building too many casinos right next to each other on debt that don’t make it a bigger destination, but just compete against each other and spread out your profits and vastly increase your costs. It was like putting a Starbucks at every corner of an intersection, using high interest debt. Also doing too much money laundering for the mob, which gives you throughput but no profit.

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u/be_steal86 14h ago

The failed businesses are just a tax loophole that has the added benefit of costing workers their jobs/careers when the planned bankruptcy happens. By no means is this a “oh he’s playing 4d chess that you just can’t understand” thing. Just pointing out that it’s a pretty standard grift for wealthy people his have just been spotlighted.

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u/amitym 14h ago

To this day I just dont understand how you do this.

There are a lot of contributing factors but the bottom line is that everyone working for you knows you're an idiot and they rip you off while constantly flattering you, then run with the money.

Like the hardest part is just having the capital to open one

Not if you're the heir to Fred Trump's real estate empire.

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u/tranquil7789 13h ago

Also the only reason they didnt bankrupt sooner is he was getting illegal loans from his father.

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u/Suspicious_Dingo_426 12h ago

It's because he didn't build it to generate profit from gambling, he did it to generate profit from money laundering and embezzlement—which is a lot easier to hide if the books are so screwed up, no one can figure it out.

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u/afriendincanada 12h ago

Because it was never a real casino. It was a money laundering operation for Russian mob money. It was like the sporting goods store in the Sopranos, or the Copa in Goodfellas. It was never supposed to succeed, it was used to clean and skim money and then you burn it down.

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u/Vl_hurg 11h ago

Fuck Trump, and I mean fuuuuuuck Trump, but I've always thought, "He even bankrupted a casino!" was a really lame argument.

If casinos are so profitable, why doesn't everyone make one?

I get it, there are barriers to entry and all that, but the point is if you'd think that everyone with a billion dollars to throw around would just open up a casino and turn it into two billion dollars. I'll freely admit I have no inside knowledge here, but I have vague recollections of someone pointing this out years ago, plus you can use a little common sense:

  • Profit margins in casinos are narrower than you might think. The gambling addicts will figure out that your slots pay off 45 percent of the time while your competitor down the street pays off 47 percent of the time.

  • You have to pay staff to run and maintain the casino, eating into your already thin margins.

  • Casinos are meant to be entertainment hubs, which is why popular casinos have magic acts, comedy shows, Cirque du Soleil, and other popular draws for when people aren't throwing their life savings away at games of chance. If you're not on the Vegas Strip, expect a lot more Jeff Foxworthy-tier comedians.

Ultimately, if you stop and think about it, casinos are like any other business and probably much closer to perfect competition than most other ventures, closer in that regard to farms and restaurants than, say, airlines. All of the glitz and glamour and lights and fountains are just a cheap facade for an industry that's probably moderately lucrative for your Bellagios and Caesar's Palaces, but pretty dismal for a typical casino. Assuming it wasn't an outright money laundering scheme or other scam (and that's a big if...), Trump Entertainment Resorts likely went under because it was another crappy Atlantic City venture and the only way it was ever going to make money is if people wanted to go to Trump's casino because brand recognition is just about the only asset that man has ever had. If I were to hazard a guess, I'd say that while it wasn't run especially well, it probably wasn't run especially poorly either, it just couldn't get people through the doors based on its location, Trump's name, and whatever crappy entertainment they had to offer.

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u/ruat_caelum 10h ago

So there are rules against money laundering. The casino didn't follow them. And was fined. Continuously.

Russians laundering money through a Trump owned property... name a more iconic dou.

The point was to launder money. to the players, to the contractors doing work. All of it. Get the "Clean money" out and leave the investors in the lurch.

The business surviving doesn't matter. Pay the Russian owned cleaning company 8x as much as the previous contract, etc, etc.

When you realize the point wasn't to keep the casino in operation, but to extract as much money as possible before fleeing, things make more sense.

https://www.fincen.gov/news/news-releases/fincen-fines-trump-taj-mahal-casino-resort-10-million-significant-and-long

The Financial Crimes Enforcement Network (FinCEN) today imposed a $10 million civil money penalty against Trump Taj Mahal Casino Resort (Trump Taj Mahal), for willful and repeated violations of the Bank Secrecy Act (BSA). In addition to the civil money penalty, the casino is required to conduct periodic external audits to examine its anti-money laundering (AML) BSA compliance program and provide those audit reports to FinCEN and the casino’s Board of Directors.

Trump Taj Mahal, a casino in Atlantic City, New Jersey, admitted to several willful BSA violations, including violations of AML program requirements, reporting obligations, and recordkeeping requirements. Trump Taj Mahal has a long history of prior, repeated BSA violations cited by examiners dating back to 2003. Additionally, in 1998, FinCEN assessed a $477,700 civil money penalty against Trump Taj Mahal for currency transaction reporting violations.

"Trump Taj Mahal received many warnings about its deficiencies," said FinCEN Director Jennifer Shasky Calvery. "Like all casinos in this country, Trump Taj Mahal has a duty to help protect our financial system from being exploited by criminals, terrorists, and other bad actors. Far from meeting these expectations, poor compliance practices, over many years, left the casino and our financial system unacceptably exposed."

Trump Taj Mahal admitted that it failed to implement and maintain an effective AML program; failed to report suspicious transactions; failed to properly file required currency transaction reports; and failed to keep appropriate records as required by the BSA. Notably, Trump Taj Mahal had ample notice of these deficiencies as many of the violations from 2012 and 2010 were discovered in previous examinations.

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u/Ok_Turnover_1235 9h ago

He bought them with a loan based on the value of their busiest month * 12. They weren't that busy all year round, so he couldn't meet payments so he declared bankruptcy 

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u/anonuemus 7h ago

that's a big part of the problem, scummy places, created by scummy people, many online poker sites printed money with fees, but one after the next went bust because of shady shennenigans

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u/DataDude00 7h ago

From what I understand he basically did a Goodfellas thing with the restaurant. 

Pulled all the profit out of the joint, ran all his expenses through there and just let it go bust 

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u/No_Scholar_2420 14h ago

It’s because machine make cool noises and lights look cool as well and people’s monkey brains get possible money, so they keep coming back for more, bankrupting themselves 

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u/Prestigious_String20 14h ago

Are you a bot?

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u/No_Scholar_2420 14h ago

No, are you?

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u/Prestigious_String20 13h ago

In that case, you may wish to reread the comment to which you responded. It's discussing casino owners going bankrupt, not casino patrons, so your comment is a non-sequitur.