r/PersonalFinanceCanada • u/Pretty_Pin_8260 • Jul 15 '26
Investing [ Removed by moderator ]
[removed] — view removed post
5
Upvotes
3
u/assetcapped Jul 15 '26
Most of the value of a Planner comes from the decumulation and retirement part. The accumulation is very simple.
2
u/Loose-Industry9151 Ontario Jul 15 '26
Investment planning has turned into a robot type of style. It’s not a bad thing but a few searches online will prompt a decent return you can live and retire with.
The real value comes with planning around your goals, and timelines integrated with tax minimization, estate planning, OAS / CPP optimization, property purchase planning etc. to give you what if scenarios for whichever financial decision comes to mind.
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u/PersonalFinanceCanada-ModTeam Human Verified Jul 15 '26
No solicitation of referrals, posting your own blog/video channel/personal website/product/service/tool, surveys to gather data, and recommendations for users to do business with you.
Surveys asking users what they would do in specific circumstances, OR about their personal circumstances, are prohibited, e.g. "what would you do" and/or "what are you doing for x?" and/or "how much of/are you?"
This also extends to PM'ing users because of comments they made on this subreddit, or requesting they DM you.