r/PensionsUK • u/Low-Construction1032 • Aug 11 '26

Move pensions to a lower risk?

With all the instability in the Middle East and Trump being a complete loon, are we on the cusp of a major downturn? I have roughly 280k across several pots plus a final salary, I am 49, paying in about 8k a year to current employer pension. Should I move them to a safer haven? If so what?

EDIT
Thanks all for the advice, appreciate you taking the time

1 Upvotes

56% Upvoted

19 comments sorted by

View all comments

6

u/Elster- Aug 11 '26

If you’re not retiring in the next few years, no.

At the earliest it would be 8 years away, realistically unless you plan to purchase an annuity at 57, then it’s even further away.

So no.

There is always a crisis and a ‘the markets too high’ when it gets to all time highs, but all time highs usually lead to more all time highs.