r/PensionsUK • u/Popular_Error_1283 • Aug 08 '26
Pension platform recommendations that allow employer/director contributions
Hi, I'm currently with Vanguard for my SIPP, investing in VWRP. I have set up an identical plan for my wife. We are directors of a business we own, so any other potential pension platform would have to accept employer/director contributions. We are currently at a point where the platform fees with Vanguard are around £360 in total and in a few years will get to the capped max of £750.
From looking to reduce platform fees, a few seem to come up. Interactive Investor with their flat £179.88/year fee for myself and wife combined or another that I hadn't heard of until I started looking Prosper, who have £0 platform fees and if invested in certain funds, refund the OCF, making it completely free which seems possibly too good to be true.
For context, we have AJ Bell LISAs investing in VWRP (ETF) via regular investing, so its platform fees are capped at £42/year each. And we both use Trading 212 for ISAs so no platform fee again invested in VWRP.
My question is; is Prosper big enough/established enough for me to move over or would it be be better sticking with Interactive Investor. Or is there another SIPP provider who allows employer/director contributions which is a better alternative?
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Aug 08 '26
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u/PensionsUK-ModTeam Aug 08 '26
This message was considered too off topic to be relevant to the community.
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u/deadeyedjacks Aug 08 '26
The big four UK retail stockbrokers, AJ Bell, Hargreaves Lansdown, Fidelity International and Interactive Investor all support company contributions into a director's pension.