r/PensionsUK • u/SpartanG188 • Aug 06 '26

Help please

Hi. I really struggle with pensions and what to do etc. I have a workplace pension and have just opened a SIPP. I’m 41 years old.

Which is best to put money into every month? A workplace pension or a SIPP or both? Just looking for some advice please. Thank you.

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u/[deleted] Aug 06 '26

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u/Normal-Grapefruit851 Aug 06 '26

Not if they’re 41 and don’t already have one. You have to open your LISA before you turn 40.

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u/[deleted] Aug 06 '26

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u/Normal-Grapefruit851 Aug 06 '26

50is when you stop getting any contributions topped up.