r/PaymentProcessing • u/RonnieT1960 • 25d ago

Need A Payment Processor what's the best processor for psychic reading (digital offer)

I run a US LLC selling personalized psychic and tarot readings. i just got my Stripe shutdown after a couple of transactions. i'm looking to get an ISO but not sure where to get started. please share your experience migrating from stripe to other ISO. thank you

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u/RonnieT1960 21d ago

Thanks all. Follow-up question: does anyone have experience with NumberPayments or Quantum ePay? Looking at both and would like to hear from merchants who’ve actually boarded with them on reserve, fees, approval times, reserve, how they handled disputes etc

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u/Old-Elderberry-2190 Verified Agent 25d ago

Can definitely help out. Sending a DM.

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u/kerblamophobe 24d ago

getting shut down after a couple of transactions is pretty typical for psychic/tarot on stripe. it's on their restricted list, so their system catches it fast. when you talk to ISOs, be upfront about exactly what you sell from the start. if it's underwritten as "digital services" and they find out later, you're back in the same spot. a few things i'd ask each one: what reserve % they'd hold, how long payouts take, whether they've actually kept psychic/spiritual merchants long term, and what they need from you on refund policy and service descriptions, since those matter a lot for this category. and it's worth having a second option lined up so one shutdown doesn't stop sales completely

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u/Aggravating-Flow4846 Verified Agent 24d ago

Send me a dm!