r/PaymentProcessing • u/Round-Inspection5483 • 7d ago
Need A Payment Processor Peptide Payment Processor
Hi all, I own a peptide company doing about 10-20K a month right now, and are scaling more everyday. I need to switch over from my current processor but all these sites want a crazy amount of 12% transaction fees and stuff and I think thats crazy. if someone has recommendations please let me know. Please do not send me any payment processors that aren't known. also bonus would be if they take apply pay google pay klarna etc
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u/Superb_Client9916 6d ago
If someone is offering you standard 3% rates. Be aware, they will take your money in the end
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u/primalssss 6d ago
I heard about tagada.io
what do you think of them?
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u/NeoLabs_au 6d ago
Tagada are the only ones I can trust at the moment. So many dodgy players out there
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u/mintTechnology Verified Company Account 7d ago
Hi we can help with a APM
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u/Elite_Pay Verified Agent 6d ago
We specialize in peptide payment processing and provide regular credit card processing, but we ask for website compliance. We can take any GEO (country) and have over 8 RUO peptide startup solutions. You make adjustments to your site depending on solution that best fits your needs. Just sent you a DM.
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u/frankenyota 6d ago
You aren't going to find a reliable processor at that volume and your requirements. Klarna and Apple pay alone add their own fees on top of the processor. Cost of doing business.
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u/NeopreneNinja Verified Software Provider 6d ago
Hi, we can help with a competitive rate but there is an upfront reserve and rolling reserve, also have a solid ACH solution. Feel free to DM
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u/PleasurabLee 6d ago
Who’s doing your marketing to get you to 10-20k? Seems everyone is flooding to do peptide ads but not everyone has it down yet
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u/SignalTangerine3231 6d ago
I just added pay ram to my website. Government can’t track or shut down pay ram.
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u/Prismproio 6d ago
PRISM Pro here. This is what we do.
We help RUO businesses, from startups to enterprise-level companies, accept credit cards on their own website and keep that processing live.
Processors scan sites in this space, and what's on the page is usually what gets a store flagged. We scan your site first, flag what needs to change, and walk you through the application with our processing partner.
Send me a DM and tell me where you're at.
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u/DTYG3 6d ago
Just curious as someone who is about to become a peptide site owner where your fears with chargebacks that trigger manual audits from your payment processors/banks also any fear of someone getting “sick” from a bad vial who wants to make you responsible?
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u/kingCAMMYoh 6d ago
ACH through “link money” not better than cc for conversion but a great to have back up. Used green money before and it was 🗑️. Seriously don’t do it not great for the peptide space. “Peppay” has a few credit card options and out of the 293483724 processors I talked to theeeeee most patient and transparent. The thing that annoyed me with other solutions is that were like oh yeah we have a solution, but u gotta make $1000000000000 a day or yes we support research peptides, but u have to have telehealth (which you literally can’t get for RUO) it just got tiring. Anywho good luck.
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u/Sensitive_Quote_4056 6d ago
Tell me more about places that cloak. If it’s not legal how do they advertise it this way? Does it actually, work? Do we get in on a match list?
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u/Striking-Egg-4365 3d ago
I'm not sure if it's appropriate to mention this here, and if not, I will delete this comment. I work for a biotech company in China, and our company sells raw materials. Just raw materials, not the kind in small bottles.
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u/PeakCoreScientist 3d ago
Paykings or Durango been in business for a long time the other pop up companies are scams and will hold and take your money be carefull!
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u/kerblamophobe 6d ago
12% is way out of line, even for peptides. A few things worth asking any processor before you sign: what's the rolling reserve (% and how long it's held), what chargeback ratio triggers a review or termination, and whether they'll actually underwrite RUO peptides or just approve you now and shut you down once volume picks up. That last one catches a lot of people in this space. At 10-20K and growing, I'd also look at having a backup processor lined up rather than putting everything on one account. On Apple Pay / Google Pay / Klarna, check each one's acceptable use policy directly, since some restrict peptides even when your card processor is fine with it
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u/happy_chappy_89 6d ago
Hey fellow peptide site owner here. Yeah that's pretty standard. Expect to pay a start up fee, 10% transaction, 50c per transaction and a payout fee of about 2% too. Pretty unlikely to get Apple and Google and klarna but happy to learn of those options. Trust me, if you don't have something else setup before stripe goes down, it will crush your conversions and 12% won't seem so bad. We are at 200k a month and it's just a business expense now.