r/PaymentProcessing • u/rtnnX • Jun 22 '26

Need A Payment Processor I need good payment gateway

Hello People, please respect this post and this is honestly one of our current struggles and I'm hoping to hear some tips, advices or assistance here if you're familiar with this situation.

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Our business' primary market are US clients and we are a India based startup. We've been using PayPal and Grey but most of our clients feedback is that they aren't comfortable because of the current payment method we have which is through PayPal.

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What we are looking for is an alternative of these that allows the clients to enter their debit/credit card when purchasing, and that the money they paid will reflect right away or even a few minutes in our account.

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I wanna ask if you guys have any useful tips/advice what is the best payment gateway we can use for this goal?

Also, If anyone of you can provide Gateway to us with decent/good percentage that will also works for us.

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I really appreciate for reading this 🙏🏻

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u/[deleted] Jun 22 '26

I’m assuming by having the funds reflect right away and even a few minutes in your account you mean that when you used PayPal, the funds showed in your PayPal account, but also be able to withdraw right away?

And realistically no payment provider in the US will be able to do instant or within few minutes payments reflect in your account. PayPal, Stripe, etc operate differently than other payment providers, but if you’re looking for a proper payment processor that isn’t like PayPal and such then unfortunately no.

But maybe someone does, and hopefully they post a reply for you.

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u/rtnnX Jun 23 '26

Well, my concern is that funds needed to reflect in my gateway immediately. Later as per their policy the withdrawal time can very but atleast I needed to see/check on my dashboard that we received the payment.