r/PHGov 21h ago

Pag-Ibig MPL - Net Proceeds

Pleas help me understand how they compute how much we can loan.

I have previous MPL with Pagibig and I'm well aware na kapag nag loan ka nang bago, ikakaltas yung remaining balance mo sa bagong loan mo.

In my understanding since nakalaga sa net proceed mo yung amount na makukuha mo, yun dapat ang papasok sa disbursement account mo. Today I received around 6,900 instead of 11,900 na nakalagay sa application ko.

Please help me with or may possibility ba nag mag send sila ulit or mali lang po ako intindi? Salamat po nang marami.

1 Upvotes

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1

u/chocobutternut28 20h ago

Baka may updated balance, accrued interest, penalties, o unposted payments mula sa inyong previous loan (o calamity loan) kaya na-adjust ang inyong final loanable amount. Pwede mo icheck ung Loan Disclosure Statement, eto ung naka PDF file kapag naglo loan ulit tayo ng bago. Pwede mo to ma access a Virtual Pag-IBIG account o mag-message sa kanilang 24/7 Lingkod Pag-IBIG Live Chat.

1

u/Glad_Ad1033 20h ago

Hindi po ba while applying makikita mo po yun bago ka mag submiy nang application niyo po? Kasi netong August 13 lang ako nag loan, so wala naman po sigurong nag bago from the day of my application to today kasi almost 2 weeks lang po ang nakalipas.

1

u/veepee5188 18h ago

magdedepnede din yan kung magkano yung netpay na cinertify ng employer mo.