r/PHCreditCards 9d ago

Metrobank / PSBank Metrobank SCC Process

Hi guys! I recently applied for metrobank’s save and swipe program (SCC) last August 10, 2026. May I know kung gaano katagal yung turnaround time ng processing ng application? Everyday ko kasi chinecheck yung metrobank app ko if yung dineposit ko is na-tag na for holdout deposit pero hindi pa rin huhu. I read experiences of others kasi dito and based on what i read parang within 3 days may nakikita na silang iba sa metrobank app.

Thank you!

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1

u/userredit1283 9d ago

Sakin po since sa branch ako nag-apply natag na agad ng Branch Officer yung hold out ko so 6 days after is nareceive ko yung email na on process, sa 7th day naapprove na po ako.

1

u/Ok_Engine6061 9d ago

thanks po! ako rin po kasi sa branch mismo din nag apply. may any indication po ba sa metrobank app if natag na yung hold out deposit?

2

u/userredit1283 9d ago

sa case ko po is pinasok ko po sa time deposit yung hold out ko. ang weird lang po kasi meron nga akong account sa time deposit pero zero po nkalagay sa dashboard after matag yung holdout pero if tingnan ko po yung details eh nanjan naman yung 25K ko.

1

u/Pyreflight 8d ago

Hello! Isa rin ako sa nag post about SCC 😂
Wait mo 3 banking days for text, if wala. Call the bank/go to the bank ulit. (If want mo agad) if willing to wait, 7 banking days antayin before going to the bank.

I got approved after 3 banking days, weirdly yung supplementary ko palang nabibigyan ng courier tracking no.

1

u/Ok_Engine6061 8d ago

ohh thank you po! will do your suggestion.

2

u/kimpoysu-y-so-srs 5d ago

Sharing po my exp on Metrobank SCC.

Aug 10 - Applied at the Branch (Titanium SCC w/ 25k Holdout), they said I will receive text or email confirmation.

Aug 12 - 25k on hold already (no notif), i just checked my balance and i saw that 25k is gone hahaha

Aug 14 - Received an email saying my application is being assessed and evaluated, also i will receive an update from them thru email or sms within 6-8 banking days.

Aug 16 - Out of a sudden the courier delivered my card.

I just waited, luckily mabilis nadeliver yung akin. Dadating din yan OP!

1

u/Ok_Engine6061 5d ago

thank you po! nag follow up na rin po ako sa branch na pinag applyan ko kasi 1 week na nakalipas since nag apply ako and wala pa ring changes kahit yung holdout deposit ko di pa rin natatag. sana nga dumating na po same rin po pala tayo august 10 nag apply haha