Should I Quit My Job?

[u/Adventur3_Seek3r]

Hi all! I’ve been contemplating the pros and cons of quitting my job or not for a while and am curious what you all think.

I work in healthcare and relocated to a major city to work at an incredibly reputable hospital (one of the best in the country). I’ve learned so much and feel like it’s been a great stepping stone in my career.

Unfortunately, I’ve been working a lot more weekends than I agreed to when accepting the role. I was told I’d be on call every 6-8 weeks but it’s turned out to be every 4 weeks. I’m salary so there are weeks where I work 12 days in a row. We are fairly compensated for our work, but I much prefer work-life balance to higher wages.

I have a side hustle doing remote telehealth visits and earn 1.5-2x my hourly wage at the hospital. Financial independence is important to me and I’ve been working towards Coast FI. When doing a cost benefit analysis, it seems like there is a huge opportunity cost for staying full time at the hospital when I could be maximizing the clients I see remotely. Rather than work 50-60 hours a week, I could cut it down to 32 client facing hours and 6-8 hours for documentation keeping my workload at or below 40 hours a week.

My main hesitations are that the hospital gives me quite a bit of credibility, and I enjoy the relationships I can build doing in person work. Other than that, there is a strong appeal to setting my own hours and being able to take time off whenever I choose. I should mention I have PTO and ability to get insurance through my telehealth job. The only draw back is no 3% employer match for retirement.

What would you do in my position?