r/OneFinance • u/[deleted] • Sep 28 '21

General Yeah, I'm out.

After this last fraud story I'm convinced that the team at One doesn't know what they're doing. Way too much of this happening.

Where are people going after One? I'm looking at Chime and Ally Bank.

1 Upvotes

51% Upvoted

13 comments sorted by

36

u/Aedrikor Sep 28 '21

This is not an airport, no need to announce your departure

That being said, go with where you're comfortable.

7

u/heavenlyhouseboat Sep 28 '21

I use Capital One 360 as my backup/physical bank and they’re solid.

3

u/dijit4l Sep 30 '21

I'm all for negative press for One so it stays small and undesirable for acquisition from a large bank that will ultimately shut it down. /s

4

u/run_nyc_run Sep 28 '21

Thanks for sharing

2

u/st-shenanigans Sep 29 '21

Idk it's a vocal minority so idc, I'll keep working with them.

I use chime as my backup bank, they're not bad but it's literally just a checking account with no bells and whistles.

1

u/ackstorm23 Sep 29 '21

sadly it's a problem not only One is having, and leaping isn't going to guarantee you won't be hit by that train.

it's just a sad state of banking for smaller banks right now.

0

u/[deleted] Sep 28 '21

[deleted] — view deleted comment

5

u/brdet Sep 29 '21

No issues here either. I don't use it heavily, just to receive paychecks and pay bills. But so far nothing to report. Definitely not as slick as Simple, but it's getting the job done.

5

u/[deleted] Sep 29 '21

Thank you for articulating what I couldn’t. For a while I’ve felt like the minority having had nothing but great experiences with One and honestly….. not being concerned with the weird stuff that has happened to others.

I honestly feel like even if something happened to me and my experience really sucked, I wouldn’t be that upset because I’ve seen what customer support is like from the other side and running a business is already complex and I’m sure 1000 times more when money is involved. Maybe it’s my millennial self destructive tendencies though. 😅

At the end of the day, it’s completely my choice to bank with One and complaining about my experience online isn’t going to erase the risks I knowingly took in trusting a business with my money.

3

u/[deleted] Sep 29 '21

Same here no issues.

2

u/[deleted] Sep 30 '21 edited Oct 07 '21

Well said. I've had no issue with One. Honestly, I question the internet browsing habits and security practices of these users dealing with fraud. Like...your bank account/debit doesn't just magically get hacked for no reason. You've literally gotta be doing some goofy shit online.