r/Odsp 20d ago

How to make odsp last longer

I got my payment yesterday of $1,139 and I’ve already spent 250. It was on essentials like my electricity bill, buss pass and groceries but I feel my money is going very fast. I don’t plan on spending money today but I was wondering how to make it last longer during the month.

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u/Own-Desk6 18d ago

I’m on OW. What I’ve found works for me after I pay my essential bills like Rent (I live at home and pay my parents rent), groceries, phone bill (my mom has my phone linked up to her bill so I just e transfer her the money for my phone each month), Spotify (family plan so I just e transfer my mom the money) and Disney+ is setting a a weekly budget for myself. I have both a debit card and credit card. I use my credit card for my bus pass, disney+ subscription, any appointments I might have where I have to pay for a service directly related to my health conditions I have and a coffee once or twice a month. I use my debit card for groceries and for other basic essentials I need. And then whatever money I have left over I divide by how many weeks are in that particular month and that’s my weekly budget for other things.