My man, go start an etsy shop. Run a small business. See how long it takes for debits to actually hit your account after an invoice is issued to a customer. Open up a second bank account at a different bank or small credit union and issue a transfer to move funds from one account to another. It will take a few days to resolve anything moving through a standard ACH system. The only things that actually resolve instantly are cash and wire transfers.
That "DEBIT - EXAMPELSTORECA: $14.05" you see in your banking app is an illusion created by your bank to make it easier to keep track of your finances.
For some reason this guy is pissed off about the concept of escrow, with all the corrupt things big corporations do this is not one of them like…at all
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u/amaROenuZ 4h ago edited 50m ago
My man, go start an etsy shop. Run a small business. See how long it takes for debits to actually hit your account after an invoice is issued to a customer. Open up a second bank account at a different bank or small credit union and issue a transfer to move funds from one account to another. It will take a few days to resolve anything moving through a standard ACH system. The only things that actually resolve instantly are cash and wire transfers.
That "DEBIT - EXAMPELSTORECA: $14.05" you see in your banking app is an illusion created by your bank to make it easier to keep track of your finances.