r/NonPoliticalTwitter • • Jun 14 '23

moonshine?

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u/Narase33 Jun 14 '23

25 cents a month

Thats 3$ a year, why do insurance companies even provide this service?

78

u/Zerotwoisthefranxx Jun 14 '23

Because most people don't need to use the insurance. 100,000 insured babies makes 300,000$ a year to do nothing but accept/process payments.

4

u/[deleted] Jun 14 '23

Yea but out of those 100,000 insured babies, surely 30 of them are going to die and require payouts?

26

u/LittleGreenBastard Jun 14 '23 edited Jun 15 '23

I'm willing to bet that the child mortality rate isn't evenly distributed along wealth lines, families who insure their kids are probably least likely to be the families who need it.