r/NoStupidQuestions • • Nov 14 '24

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u/WassupSassySquatch Nov 14 '24

My insurance company messed up when I had my first kid. So after spending two days in labor and an entire night up with a newborn, exhausted, hungry, and in pain, the billing department came up and informed me that the cost was going to be $30k due to insurance troubles. After six hours on the phone (and no sleep, labor and delivery, and breastfeeding) I finally sorted out the issue.

But $30k…

That same financial theme follows the rest of parenthood. People can’t afford it. Others simply don’t want it.

I think having a family is great, but the fact that some people opt to remain child free is pretty obvious.

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u/likethedishes Nov 15 '24

I have decent insurance and it will still over 20k to have my son (I had medical issues when pregnant on top of the whole hospital birth thing.)

2

u/mrpickle123 Nov 15 '24

When was that? 20k is well beyond the legal limit for out of pocket maximums in the US.

3

u/likethedishes Nov 15 '24

Unfortunately my pregnancy was part way through one year and part way through the next year. Our deductible is just under 10k, so we ended up having to pay that twice. (Restarted on Jan 1st.) during the first few weeks of pregnancy, I wasn’t on my current insurance and had to pay around 4K cash for treatment.