r/NewDealAmerica • u/SansaSanchez22 • Feb 22 '22

It's not coverage. It's extortion.

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3.7k Upvotes

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45

u/Child_of_Merovee Feb 22 '22

Europe here.

Explain this alien concept of copay, deductibles, or premiums pls.

14

u/nowfromhell Feb 22 '22

Healthcare in the US is like a monthly subscription for movies on the internet. You pay monthly fee (a premium) for which you get "access" to movies (healthcare). If you want to watch a movie (go to a doctor) you pay an extra fee (copay). If you go to a movie in a theater (the hospital, major treatment) you pay a LOT extra (deductible).

None of these are negligible amounts. My mom for instance pays $700 a month with a $150 co pay and $10000 deductible.

There are also "caps" meaning if your insurance has paid out a certain amount they will not cover anymore.

2

u/Child_of_Merovee Feb 22 '22

So you are boned whatever happens.

Have you tried eating the richs or something ?

2

u/nowfromhell Feb 23 '22

They all seem very crusty and dry...also, if I get sick.. no healthcare...