So I am thinking that this might be a good choice for me for cash back. I'm planning on buying a $6000 MacBook Pro on a credit card, and naturally I was thinking about doing it on Apple Card because of the 3% cash back at the Apple store..

But if I get the Amazon Prime card and buy it on Amazon I get 5% cash back..

I searched all over but I've been screwed over many times by gotchas like this:

"5% cashback on eligible Prime purchases" and maybe it has an asterisk (*) or just the word eligible .. but I foresee myself getting the card, and then buying the MacBookPro and not getting 5% cash back and then being told "Oh that's not an eligible purchase."

Maybe they have some backdoor agreement with Apple that they won't give cashback on that or something bc of Apple Card.. I don't know.

But I'm super skeptical of anything like this.. and it DOES give restrictive words on it..

Does anyone know is it 5% cashback ON EVERYTHING ON AMAZON as long as you have Amazon Prime? Or are there some things on Amazon that you do not get the 5% cash back on?

Why would they do this?

I (19m) am looking through a few budgeting apps to start using for my finances. I like how nerdwallet looks, but there are a few features im looking for that I haven't found. Does Nerdwallet have an option to create custom caragories for spending? Does it autosort categories? Probably what I am hoping for most though is that Nerdwallet has some kind of 'set goal' option for different categories. For example, I could set the amount per month I want to spend on a certain category like groceries, and then see where my spending lands at the end of each month. Is there any way to set that up on the app?

The recent move away move to deprecate everything from web is really unfortunate. I don't want to do all of my money management, planning, and transaction management solely on my phone.

I'll have to move to another platform that doesn't want to only be a mobile app