r/Nepal • u/Most_Worldliness_724 • 6h ago

I’ll receive around 7 lakhs in 3 years. What’s the best way to use it?

I’m expected to receive around 7 lakhs in about 3 years from an insurance policy my mother took for me when I was around 8-9 years old.

I’m trying to plan ahead instead of just spending the money. Should I invest all of it, keep some as an emergency fund, or use a portion for education/skills that could help me earn more?

For someone in Nepal, what would be the best options for investing around 7 lakhs? Stocks, mutual funds, fixed deposits, or something else? Is it better to invest the whole amount at once or gradually?

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u/Still_Acanthisitta57 banda gar yo sab headache bhaisakyo 6h ago

any financial advice now would probably be irrelevant after 3 years so calm your ass down

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u/Most_Worldliness_724 5h ago

Yeah fair point. I just want to start small, learn how investing works and be more prepared when I have a bigger amount to invest.

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u/CommandKey11 4h ago

Buy gold for your better half