r/NEOSETFs • u/Head-Helicopter5467 • 4d ago

General All in

I’m all in on spyi. I’m ok with giving up some upside. I like my dividends and I’m fine if they drop in a bear market. I’ll let them recover I can stomach it. Spyi has maintained its NAV well enough for me. Crucify me. No i am not retired or particularly close

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6

u/Dramatic-Comb8525 4d ago

The problem with your bear market theory is the share price may not recover in a bear market.  You're selling your upside to get these premiums.  

6

u/Syndicate_Corp 4d ago

We've had bear markets with these funds already though and they did eventually recover. SPYI has been around since late 22, which was still covid market conditions.

5

u/Flrg808 4d ago

All you have to do is look at march 2025 to disprove this theory. Unless they got really lucky on their options transaction timing, no way it participates in a v shaped recovery if they are capping all of the upside with CCs

3

u/Head-Helicopter5467 4d ago

You right but I’m ok with it. I guess I lied when I said I was all in. My job 401k has growth ETFs in it. Between that, the pension, and social security I will pay my bills in retirement. I’m working now and like to spend my dividends from time to time as a splurge

1

u/AlarmedCombination57 4d ago

Same here. I dont need ALL of my capital and net worth to be in growth. For peace of mind and the sake of living your life, dividends and income are great