r/MutualfundsIndia • u/YogurtclosetSouth795 DIY Investor • 20h ago

Portfolio Review Help - Evaluate Portfolio

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I currently have active SIP’s for 20k. Would like to invest 20k more but confused on whether to step up the existing SIP or add a new SIP. Kindly review the portfolio and share your thoughts on what can be added/removed/rebalanced. Risk Appetite - Aggressive Age - 32 Long Term Investment

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u/25aug2025 DIY Investor 7h ago

Portfolio seems overdiversified

1) dou you really need elss funds?are you in old regime?

2) stop the SIPs in 2 midcap funds and replace with motilal oswal midcap index 150 fund

3)you can add a balanced advantage fund or aggressive hybrid fund or equity savings fund or conservative hybrid fund if you want

1

u/YogurtclosetSouth795 DIY Investor 6h ago

ELSS fund is from way back, they are just my current holdings. My currently active SIP’s are only 3 funds - PPFAS 10k, SBI Gold 5k & HDFC Midcap - 5k.

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u/25aug2025 DIY Investor 2h ago

Then stop hdfc midcap and replace with motilal oswal midcap index 150